Will you be healthy in retirement?

Don't put off your retirement... you'll may end up sick!  A study  on Healthy Life Expectancy (pdf file) shows that living longer does not guarantee people will be fit enough to work into old age

Life expectancy increased by 10.1 years worldwide from 1990 to 2015. However, healthy life expectancy – the time people will live without illness or disability seriously affecting them – grew by an average of only 6.1 years. If you are a high income individual your life expectancy is higher than those who have middle, or lower income globally. 

Worldwide if you are 65 today and are in a low income, you can expect to live:

• If you are a women another 13 years with 4 of those years in poor health. 
• If you are a man another 12 years with  3 of those years in poor health.

If you have a high income you could expect:

• If you are a women another 21 years with only 5 of those years in poor health. 
• If you are a man you with a high income you could expect to live another 18 years with 4 of those years in poor health.

In the chart below I show how long a person who is 65 and in a high income bracket, may live (in various countries) in good health and how long they can expect to live in poor health. This also has huge implications for health care in each country.

Country Age 65 Now	Women Life Expectancy		Men’s Life Expectancy
	In Good Health	In Poor Health	In Good Health	In Poor Health
Canada	Another 21 years (86)	For 5 of the 21 years	Another 18 years (83)	For 4 years of the 18 years
United States	Another 21 years (86)	For 6 of the 21 years	Another 18 years (83)	For 5 of the 18 years
UK	Another 20 years (85)	For 4 of the 20 years	Another 18 years (83)	For 4 of the 18 years
Russia	Another 17 years (82)	For 4 of the 17 years	Another 13 years (78)	For 5 of the 13 years
Germany	Another 21 years (86)	For 5 of the 21 years	Another 17 years (82)	For 4 of the 17 years
France	Another 23 years (88)	For 6 f the 23 years	Another 18 years (83)	For 4 of the 18 years
Ukraine	Another 19 years (85)	For 5 of the 19 years	Another 16 years (81)	For 3 of the 16 years
Australia	Another 22 years (87)	For 5 of the 22 years	Another 19 years (84)	For 5 of the 19 years