Every Day Ways to Save Money for an Emergency

When you think about it, there are a good many ways to save those precious pennies. Some ways will require some sacrifice, while others will require little before thought.

The point is to be forever mindful of saving those extra pennies and before you know it, you will have saved up a tidy sum. 

• Spend less money than you earn each week.
• Seek out a higher paying job.
• Keep your job skills sharp and up-to-date so that when a new opportunity comes up, you will be on your toes and first in line.
• Adjust your lifestyle to always spend a bit less.
• Create a firm financial budget to encourage saving.
• If you must use credit cards/cut up those you can do without.
• If you must use credit cards, pay them all down in full each month.
• If you have credit card debt at high rates, consolidate at once.
• Figure out a way to lower your student loan payments.
• Just say NO to spending money whenever possible.
• Lower your expenses, one by one.
• Stop purchasing items that you can do without.
• Forego purchasing non-essential items.
• Refinance your mortgage or debt at a much lower rate.
• Refinance your car loan at a much lower interest rate.
• Find cheaper insurance rates/then switch over.
• Use coupons to shop with.  Don’t purchase without a discount coupon.
• • Wait for things to first go on sale before buying. Take advantage of catalog saving certificates.
• • Don’t buy an item just because it is on sale.