Another topic that is important but I have not spent a lot of time on is the issue of housing options for seniors.
Most seniors live
independently but not all own their own homes. Many seniors who live
independently may rent. In BC there appears to be not many options for seniors
who want to continue to live independently. This is important
because as rents and other costs go up seniors on fixed incomes find it
increasingly difficult to rent so they will have a place to stay. The more
options that are available may help the pending housing crises for seniors in
BC. According to the CHMC there are the following housing options for seniors
in Canada who do not own or want to continue to rent, but some of these are not
available in BC and the question is why not? An examination of the options
available to seniors in BC, may help the government provide policies that encourage
the use of some of the options not available currently in BC.
Assisted Living
Assisted Living is a combination of: Housing, Hospitality Services, and
Personal Assistance Services. It also offers medication reminders, cash
management, nutrition monitoring, and management by ‘non-medical’
professionals. Housing is usually self-contained units typically with full
bath, small kitchenette, living room and bedroom
Co-housing
Co-housing involves
sharing a home with a friend or family member. In addition to cutting costs,
sharing a home can provide mutual benefits like companionship, help with daily
tasks and extra support in case of an emergency.
Co-operative Housing
(Co-ops)
Co-ops are legal
associations that provide housing in return for a share in the maintenance or
other tasks. Some co-ops cater specifically to seniors and may be seniors-only
buildings.
Life Lease Housing
Religious or
charitable organizations often operate this condominium-like option. Residents
pay upfront and monthly fees for the right to live in the home for a specific
period.
Supportive Housing
Supportive housing
refers to independent apartments with access to services like housekeeping,
personal support and healthcare available for free or at a reduced cost.
Residents usually pay their own rent and any other living expenses.
Retirement
Communities
These residences
combine independent living with access to support and recreational facilities.
They provide a community setting for active seniors.
Retirement Homes
Retirement homes are
for-profit businesses that offer a full range of accommodations, services and
healthcare support. The costs vary depending on the facilities and the level of
service and support offered.
Nursing Homes and
Assisted Living Facilities
These are similar to
retirement homes but are sometimes operated as not-for-profit residences by the
federal government. They also offer a wider range of healthcare and support
services for seniors with more demanding care needs.
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