Tips to save money around the home

• Shop around for the best deals on home and auto insurance.
• Use energy-efficient appliances and light bulbs to reduce energy costs.
• Sign up for budget billing to level out your utility costs.
• Use a programmable thermostat to control heating and cooling costs and lower your thermostat to reduce heating and cooling costs
• Seal leaks and insulate your home to improve energy efficiency.
• Shop around for the best rates on the internet, television and phone service.
• Use a water-saving shower head and low-flow toilet to reduce water costs.
• Plant trees or install shading devices to block the sun and reduce cooling costs.
• Cut back on unnecessary subscriptions and services.
• Use a power strip to turn off appliances when not in use.
• Unplug chargers and other devices when they are not in use.
• Take advantage of government programs that help low-income households with utility costs.
• Use a home security system to help lower your home insurance rates and shop for home insurance from multiple providers and compare rates.
•  Look into benefits and discounts that may be available to seniors through your utility company.
• Check with your local government for any home-improvement grants or tax breaks.
• Unplug electronics when not in use.
• Install low-flow showerheads and faucets to save water.
• Fix leaks in faucets and pipes.
• Insulate your attic and walls to reduce heat loss.
• Use a clothesline or drying rack instead of a dryer.
• Turn off lights and appliances when not in use.
• Use a water heater blanket to reduce heat loss.
• Set your water heater to a lower temperature.
• Use a water filter instead of buying bottled water.
• Rent out your extra space.
• Conduct regular home maintenance to prevent costly repairs.
• Use energy-saving power strips to turn off appliances when not in use
• Reduce your air conditioning costs by closing shades or curtains during the day to block out the sun
• Consider a home warranty to save on home repairs.