Health: A Pillar of Modern Retirement

Physical health naturally declines with age, but interestingly, research shows that mental, psychological, and emotional well-being often improves. Despite this positive trend, there is a crucial disconnect between our health spans and lifespans. On average, Canadians live in poor health for about nine years, highlighting the need for a greater focus on maintaining overall health throughout our lives.

Maintaining health can be problematic if a seniors lives in a small community. Many seniors have moved to small communities or have aged in these small communities in my province. Transportation for medical reasons is a particular concern for many seniors, especially for people living in smaller communities. Costs associated with travel for medical reasons include transportation, accommodation and meals. Seniors on low or fixed incomes often cannot afford these additional costs especially when they must make multiple trips for ongoing medical issues. There is some assistance available through the provincial government’s Travel Assistance Program (TAP), health authority bus programs and non-profit organizations such as Hope Air, but many seniors continue to express concerns about the costs associated with medical transportation. 

Cognitive or brain health is of supreme importance to retirees and their families. Alzheimer's and other dementias are conditions that retirees fear the most, surpassing concerns about cancer, heart attacks, or even infectious diseases like COVID-19. This fear underscores the necessity of proactive measures to support brain health as we age.

Maintaining physical health is essential for a fulfilling retirement. Regular exercise, a balanced diet, and routine medical check-ups can significantly enhance the quality of life. Engaging in activities like walking, swimming, or yoga can help maintain mobility, strength, and cardiovascular health. Additionally, staying hydrated and consuming a diet rich in fruits, vegetables, whole grains, and lean proteins can provide the necessary nutrients for overall well-being.

Equally important is mental health. Those of us who remain mentally active and socially engaged tend to experience higher levels of happiness and contentment. Activities such as puzzles, reading, learning new skills, and socializing with friends and family can stimulate the brain and contribute to mental sharpness. Many communities offer programs and clubs specifically designed for seniors, providing opportunities to connect with others and participate in enriching activities.

Emotional health also plays a vital role in overall well-being. As we age, maintaining a positive outlook and managing stress becomes increasingly important. Practicing mindfulness, meditation, or engaging in hobbies can provide emotional stability and joy. Building and maintaining strong relationships with family and friends can offer support and reduce feelings of isolation.

For those concerned about cognitive decline, several proactive steps can be taken. Regular mental exercises, such as memory games and problem-solving activities, can help keep the brain sharp. Additionally, managing chronic conditions like diabetes and hypertension, which are risk factors for cognitive decline, is crucial. Staying informed about new research and treatment options can also empower seniors and their families to make informed decisions about their health.

Access to healthcare is a fundamental aspect of maintaining health in retirement. Regular visits to healthcare professionals, preventive screenings, and timely medical interventions can address potential health issues before they become severe. We and our families need to advocate for comprehensive and compassionate healthcare services that cater to their unique needs.

While ageing brings inevitable changes to physical health, there are numerous strategies to promote mental, psychological, and emotional well-being. By focusing on holistic health practices, we can enjoy a higher quality of life and make the most of our retirement years. Encouraging open communication between us and our adult children can foster a supportive environment where health concerns are addressed proactively, ensuring that our golden years are truly golden. 

Healthcare costs can quickly add up, particularly for seniors who require frequent medical attention, medications, or specialized treatments. 

Regular visits to doctors and specialists are essential for monitoring health and preventing diseases. Without insurance, these visits can be costly. Prescription drugs can be expensive, especially for chronic conditions that require ongoing treatment.

Therapy, counselling, and mental health programs can provide invaluable support but often come with significant costs. Memberships to gyms, fitness classes, and wellness programs designed for seniors can be beneficial but may be out of reach financially for some.

Ageing in place may require modifications to the home, such as installing ramps or grab bars, as well as purchasing assistive devices like hearing aids or walkers. If society wants seniors to age in place they need to support us in accessing these vital services, several strategies can be employed:

Many governments offer programs specifically designed to assist seniors with healthcare costs. In Canada, programs like the Old Age Security (OAS) and the Guaranteed Income Supplement (GIS) provide financial support to low-income seniors. Additionally, provincial health plans often cover many essential services.

Seniors may be eligible for subsidized health plans that reduce out-of-pocket costs for medical care and prescriptions.

Local community centers, non-profits, and senior organizations often offer free or low-cost health services, fitness programs, and social activities. These organizations can be a valuable resource for low-income seniors.

Some pharmaceutical companies offer programs to provide medications at reduced costs or even for free to those who qualify.

Many charitable organizations focus on supporting seniors, providing everything from financial assistance to free health clinics and wellness programs.

Encouraging family members and caregivers to be involved can help ensure that seniors are accessing all available resources. They can assist with navigating the complex healthcare system and applying for benefits.

Telehealth can provide accessible and often more affordable healthcare options for seniors, reducing the need for in-person visits and associated costs.

In conclusion, maintaining health in retirement is crucial for a fulfilling and happy life. While the costs can be significant, a combination of government programs, community resources, and family support can help low-income seniors access the necessary services. By working together, we can ensure that all seniors, regardless of their financial situation, can enjoy the highest quality of life possible as they age