Labour Day has been marked as a statutory public holiday in Canada on the first Monday in September since 1894.
I AM A SONIC BOOMER, NOT A SENIOR... In this blog, I am writing to and for those who believe that the Boomers will change what the word Senior means. I also believe that Boomers will change what retirement means in our society. The blog is also for those who are interested in what life after retirement may look like for them. In this blog, I highlight and write about issues that I believe to be important both for Seniors and working Boomers.
Monday, September 5, 2022
Happy Labour Day
Sunday, September 4, 2022
Balancing a chequebook
Since a lot of purchases and bill payments happen online these days, the frequency of someone writing a check to cover — well, anything — has sharply decreased, especially in the last decade. I use my Debit card for almost all of my purchases and I cannot remember the last time I wrote a check. Balancing a chequebook was one of the skills I used to teach in my Recordkeeping classes and it was one that I believed was an important lifelong skill. However, technology has changed that need.
The art of balancing a chequebook — that is, going through your own notes of what you paid out to compare it to your monthly bank statement — is also a thing of the past.
While you may not have a physical chequebook anymore, the logic of financial literacy behind this process is sound. The logic is that you know where you spend your money, and you know how much you have in the bank. Without understanding this simple concept, as a person on a fixed income, you may be one of the many that just shut your eyes and whisper a small prayer that your debit card would have enough funds to cover your purchase. Maybe taking some time to look at your statements regularly and understanding what they mean isn’t such a bad idea.
It can help you spend your money more wisely, and it can
help you notice any signs of fraud.
Unless you meant to buy thousands of dollars in gift cards.
In that case, you do you.
Saturday, September 3, 2022
Using the card catalogue
I remember learning the Dewey Decimal System in junior high so we could find books on our own in the library. At university, it was the only way to find a book without disturbing the librarian. The decimal number classification introduced the concepts of relative location and relative index. Libraries previously had given books permanent shelf locations that were related to the order of acquisition rather than the topic. The classification's notation makes use of three-digit numbers for main classes, with fractional decimals allowing expansion for further detail. Numbers are flexible to the degree that they can be expanded in a linear fashion to cover special aspects of general subjects. A library assigns a classification number that unambiguously locates a particular volume in a position relative to other books in the library, on the basis of its subject. The number makes it possible to find any book and to return it to its proper place on the library shelves. The classification system is used in 200,000 libraries in at least 135 countries
In 2015, the Smithsonian reported that the Online Computer
Library Center had discontinued providing the printed cards for those drawers
that once lined the walls of most libraries.
The card catalogue had been the staple method for organizing a
library’s inventory for more than a century. Now, if you see them, chances are
it’s in a reference or historical archive department.
There was just no need to keep them around once online drives could store and organize a library’s collection in a much more efficient and automated way.
Earlier librarians would have to write down long strings of
numbers on scraps of paper to find their way to the book they were looking for
via the Dewey Decimal System.
This is where that clear, concise handwriting would have come in handy. As well, the internet, and the proliferation of computers to help people look up the book they want, mean certain death for those little card-filled drawers. I am not sure it is a loss.
Friday, September 2, 2022
Do you have a land line?
I wonder how many of you still have a land line. I do and I
use it a lot. I also have a smart phone, which I use as a phone, a map, a
search engine and a social media viewer and I use it for group messages with
family. I find it hard to use all of the capabilities of my smart phone,
because my fingers do not work well, and I am not used to using my thumbs or
whatever the younger generation use to work their phones. I and my friends
still rememb3er waiting to use the land line when others were on the party
line. Young people may never understand the torture of waiting your turn to use
the one household phone — which had a tangled up spiral cord that stretched
halfway into the next room, if your call required any privacy.
According to data by the U.S. Census, 84% of households had
at least one smartphone in 2018, and as of 2020, over 80% of adults ages 25-34
had opted to go entirely wireless, says the National Center for Health
Statistics.
Heading out alongside landlines and rotary phones — remember
those? — are the days when you needed to remember all your buddies’ phone numbers.
Now that most of us have cell phones that we use for notes,
phone numbers and calendars, the phenomenon of “digital amnesia” has grown.
Research by multinational cybersecurity company Kaspersky Lab has shown that
with a rising reliance on technology, people don’t try to remember these things
because they know they have it in the cloud somewhere.
I suspect that land lines may go the way of other extinct
technology, but the telephone companies may figure out new ways for us to use
the land line as the boomers are still a huge market force. It won’t be long
now before the only land line phone you’ll find will be in a museum but it will
be a few years before all of us who use the land line give it up. We will not
go quietly into the night on this issue.