Sunday, June 14, 2015

Vitamin D

Vitamin D deficiency is associated with a substantially increased risk of dementia and Alzheimer's disease in older people, according to the most robust study of its kind ever conducted. An international team found that study participants who were severely vitamin D deficient were more than twice as likely to develop dementia and Alzheimer's 

In addition, low levels of Vitamin D are linked to a wide range of diseases including asthma, osteoporosis, diabetes, hypertension, hypoglycemia, rheumatoid arthritis, depression,  and more.  Seasonal illnesses like cold and flu also correlate to low levels of Vitamin D.

Vitamin D ups bowel cancer survival odds, study finds  Bowel cancer patients with high levels of vitamin D in their blood are more likely to survive the disease, a study shows. Patients with the highest levels of vitamin D have half the risk of dying compared with those with the lowest levels, the findings reveal. The study is the first to correlate total blood levels of vitamin D in bowel cancer patients after their diagnosis -- which includes that produced after exposure to sunlight and that obtained from dietary sources -- with their long term survival prospects.


Vitamin D deficiency has no short-term symptoms, but it does increase your longer term risk for health problems Women—and men—should ask their doctor for a blood test to determine whether their Vitamin D levels put them at risk.

The National Institute for Health recommends that adults between the ages of 50 and 70 should get 400 IUs of Vitamin D daily, while those over the age of 70 should get 600. However, many doctors, including those affiliated with th eVitamin D Council, a non-profit organization, recommend that adults get 2000 IUs of Vitamin D daily, a level the Institute of Medicine considers safe. 

Vitamin D comes from three main sources -- exposure of skin to sunlight, foods such as oily fish, and supplements. Older people's skin can be less efficient at converting sunlight into Vitamin D, making them more likely to be deficient and reliant on other sources. In many countries the amount of UVB radiation in winter is too low to allow vitamin D production.

You should talk to your doctor, who will know your individual risk factors, to find out what’s right for you. Once you know your daily target, there are three ways to reach it:

Sun Exposure - Vitamin D is nicknamed the Sunshine Vitamin because your body can produce it when it’s exposed to sunlight.  You shouldn't toss your sunscreen, but you should be aware that most experts agree the most effective way to get Vitamin D, especially during the summer months, is through sun exposure.  How much exposure? Twenty minutes a day is considered adequate for most people but if you’re fair-skinned, that may be too much time, and if you’re dark-skinned, it may be too little.


You might have fun using this converter [Euopeon Cities only)from the Norwegian Institute for Air research, which allows for a wide range of variables, but your dermatologist probably is best equipped to advise you about what’s safe for you.

Diet – As we’ll explain, it’s difficult to get the Vitamin D you need from diet alone, but you should be aware of the dietary sources available to you. 

It’s not easy to get the Vitamin D your body needs through diet alone. Some kinds of seafood, especially fatty fish like salmon, contain Vitamin D.  Parents who gave their children cod liver oil in the winter months were on the right track, since it is another way to get Vitamin D. Egg yolks and mushrooms are other sources.  But, again, it’s not easy to get through diet alone, which is why so many foods, like milk, are fortified with it.  

Supplements – Since Vitamin D is fat-soluble, it is possible to overdose. We spoke to experts to find out when and how to supplement effectively. 

Too little Vitamin D is bad, but too much can be toxic. Vitamin D toxicity can cause a condition known as hypercalcemia, which can result in nausea, muscle weakness, mental confusion, or even seizures.

Talk to your doctor about how much Vitamin D is right for you. If your doctor does think you need a Vitamin D supplement, you’ll get the most benefit from it if you take it with a meal that contains fats and oils. Also, be aware that the most recent studies suggest that taking several smaller doses is more effective than one large dose.

Friday, June 12, 2015

The eye test

This is weird,  but interesting!

7H15  M3554G3 53RV35 7O PR0V3 H0W 0UR M1ND5 C4N D0 4M4Z1NG 7H1NG5!

1MPR3551V3 7H1NG5! 1N 7H3 B3G1NN1NG 17 WA5 H4RD BU7 N0W, 0N  7H15 LIN3

Y0UR M1ND 1S R34D1NG 17 4U70M471C4LLY W17H 0U7 3V3N 7H1NK1NG  4B0U7 17,

B3 PROUD! 0NLY C3R741N P30PL3 C4N R3AD 7H15. PL3453 F0RW4RD  1F U C4N R34D 7H15.

 If  you can read this, you have a strange mind, too. Only 55  people out of 100 can.

I  cdnuolt blveiee that I cluod aulaclty uesdnatnrd what I was  rdanieg. The phaonmneal pweor of the hmuan mnid, aoccdrnig to a rscheearch at Cmabrigde  Uinervtisy, it dseno't mtaetr in what oerdr the ltteres in a word are, the olny iproamtnt tihng is that the frsit  and last ltteer be in the rghit pclae. The rset can be a taotl mses and you can still raed it whotuit a pboerlm. This is bcuseae the huamn mnid deos not raed ervey lteter by istlef, but the word as a wlohe. Azanmig huh? Yaeh and I awlyas tghuhot slpeling was ipmorantt! If you can raed this shr it

Even if you are not old, you will find this interesting.

The following is a TEST

Good Luck!!!

I  don't know about the wishes but we can all use some  brain exercise!!

 How old are your eyes?

 The  Eye Test 

Can  you find  the B's (there  are 2 B's) DON'T skip,

 RRRRRRRRRRRRRRRRRRRRRRRRRRRRRRRR

 RRRRRRRRRRRBRRRRRRRRRRRRRRRRRRRR

 RRRRRRRRRRRRRRRRRRRRRRRRRRRRRRRR

 RRRRRRRRRRRRRRRRRRRRRRRRRRRRRRRR

 RRRRRRRRRRBRRRRRRRRRRRRRRRRRRRRR

 RRRRRRRRRRRRRRRRRRRRRRRRRRRRRRRR

Once  you've found the B's

Find  the 1


 IIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIII

 IIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIII

 IIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIII

 IIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIII

 IIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIII

 IIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIII

 IIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIII

 IIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIII

 IIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIII1III

 IIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIII

 IIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIII

Once  you found the 1............…;.

Find  the 6

 9999999999999999999999999999999999

 9999999999999999999999999999999999

 9999999999999999999999999999999999

 9999999999999999999999999999999999

 9999999999999999999999999999999999

 9999999999999999999999999999999999

 9999699999999999999999999999999999

 9999999999999999999999999999999999

 9999999999999999999999999999999999

 9999999999999999999999999999999999

 9999999999999999999999999999999999

 9999999999999999999999999999999999

Once  you've found the 6…;

Find  the N (it's hard!!)

 MMMMMMMMMMMMM

 MMMMMMMMMMMMM

 MMMMMMMMMMMMM

 MMMMMMMNMMMMM

 MMMMMMMMMMMMM

 MMMMMMMMMMMMM

 MMMMMMMMMMMMM

 MMMMMMMMMMMMM

 MMMMMMMMMMMMM

 MMMMMMMMMMMMM

 Once  you've found the N…;


 Find  the Q..

 OOOOOOOOOOOOOOOOOOOOOOOOOOO

 OOOOOOOOOOOOOOOOOOOOOOOOOOO

 OOOOOOOOOOOOOOOOOOOOOOOOOOO

 OOOOOOOOOOOOOOOOOOOOOOOOOOO

 OOOOOOOOOOQOOOOOOOOOOOOOOOO

 OOOOOOOOOOOOOOOOOOOOOOOOOOO

 OOOOOOOOOOOOOOOOOOOOOOOOOOO

 OOOOOOOOOOOOOOOOOOOOOOOOOOO

 OOOOOOOOOOOOOOOOOOOOOOOOOOO

 OOOOOOOOOOOOOOOOOOOOOOOOOOO

I had fun doing this I hope you did as well, it  is great fun and good for the Brain!!


Thursday, June 11, 2015

Heat tips

We, on the West Coast are in a bit of a heat wave, so today is a reminder of how to keep cool (for us northern hemisphere people) when it's too hot out there. There are enough diseases and conditions of age to worry about - let's not make hot weather one of them.

Too hot for old people doesn't need to be as hot as it does for younger people because our body's heating and cooling systems wear down with the passing years.

Our sweat glands are less efficient and so is our blood circulation. Certain diseases and medications, salt-restricted diets for high blood pressure, being overweight or underweight, among other issues, can affect body temperature regulation.

There are two heat-related conditions that are deadly serious and you should know the symptoms:

HEAT EXHAUSTION occurs when the body gets too hot. Symptoms are thirst, weakness, dizziness, profuse sweating, cold and clammy skin, normal or slightly elevated body temperature. Move yourself or someone experiencing these symptoms to a cool place, drink cool liquids, take a cool bath or shower and rest.

HEAT STROKE is a medical emergency. It can cause brain damage so get thee or the affected person to a hospital immediately. It occurs when body temperature reaches 103 or 104 in a matter of minutes.

Other symptoms include confusion; faintness; strong, rapid pulse; lack of sweating, flushed skin, bizarre behavior and coma. 

Don't fool around with this. Call 911 immediately.

The Centers for Disease Control (CDC) website has anexcellent section on extreme heat including a link from that page to one especially for old people.

Here is a list of suggestions on keeping cool in summer heat.
  •        Wear light-colored, loose clothing.
  •        Heat waves are not the time to skimp on the electric bill. Turn up the air conditioning when you need it.
  •        If you do not have air conditioning, now is the time – before a heat emergency – to find out the locations of your city's cooling centers. Hundreds of cities use school gyms and other large gathering places to help people cool down during the worst of the day's heat.
  •        You could also go the movies, the mall or visit a friend who has air conditioning during the afternoon.
  •        If you have air conditioning, invite a friend who does not have it to visit you during the hottest hours of the day.
  •        If you must be out during a heat wave, do your errands in the early morning. Schedule appointments before the worst heat of the day.
  •        Eat light meals that do not need cooking. High-water-content foods like cantaloupe, watermelon, apples, and other fruits are good.
  •        Keep window shades lowered and curtains drawn during the strongest heat of the day.
  •        Some medications for diabetes, high blood pressure and other conditions can inhibit the body's ability to cool itself. If your area is experiencing a prolonged heat wave, perhaps ask your physician if you can forgo or reduce the amount of those medications for the duration.
  •        Walk very early and swim at noon. Then spend the hot part of the day inside.
  •        Take breaks if gardening. Start slowly, drink lots of water.
  •        Buy  a small kiddie pool, fills it with water, takes breaks I her little pool, with a nice tall drink.
  •        Hydrate by drinking fluids! Keep a water bottle in the car.
  •        Make sure your car's fluids are all good
  •        Getting a bit dizzy/slight headache is an early sign you may need water. Carry a stainless steel insulated water bottle EVERYWHERE. These were invented for hikers and bikers, but they work great for everyone, keep the water very cold for 10-15 hours, and don't make they don't make the water taste strange.
My thanks to As Time goes by for the ideas

Have I left out anything? Do you have more suggestions?

Exercise and you could live longer

In a study called Leisure Time Physical Activity and Mortality: A Detailed Pooled Analysis of the Dose-Response Relationship, found that by meeting the 2008 Physical Activity Guidelines for Americans minimum by either moderate- or vigorous-intensity activities was associated with nearly the maximum longevity benefit. 

The study authors observed a benefit threshold at approximately 3 to 5 times the recommended leisure time physical activity minimum and no excess risk at 10 or more times the minimum. In regard to mortality, health care professionals should encourage inactive adults to perform leisure time physical activity and do not need to discourage adults who already participate in high-activity levels

 Researchers pooled data from 6 studies in the National Cancer Institute Cohort Consortium (baseline 1992-2003). Population-based prospective cohorts in the United States and Europe with self-reported physical activity were analyzed in 2014.

A total of 661,137 men and women (median age, 62 years; range, 21-98 years) and 116 686 deaths were included. Median follow-up time was 14.2 years

Using this data, the researchers stratified the adults by their weekly exercise time, from those who did not exercise at all to those who worked out for 10 times the current recommendations or more (meaning that they exercised moderately for 25 hours per week or more).

They found that, unsurprisingly, the people who did not exercise at all were at the highest risk of early death.

But those who exercised a little, not meeting the recommendations but doing something, lowered their risk of premature death by 20 percent.

Those who met the guidelines precisely, completing 150 minutes per week of moderate exercise, enjoyed greater longevity benefits and 31 percent less risk of dying during the 14-year period compared with those who never exercised.

The sweet spot for exercise benefits, however, came among those who tripled the recommended level of exercise, working out moderately, mostly by walking, for 450 minutes per week, or a little more than an hour per day. Those people were 39 percent less likely to die prematurely than people who never exercised.

At that point, the benefits plateaued, the researchers found, but they never significantly declined. Those few individuals engaging in 10 times or more the recommended exercise dose gained about the same reduction in mortality risk as people who simply met the guidelines. They did not gain significantly more health bang for all of those additional hours spent sweating. But they also did not increase their risk of dying young.

The other new study Effect of Moderate to Vigorous Physical Activity on All-Cause Mortality in Middle-aged and Older Australians. reached a somewhat similar conclusion about intensity. While a few recent studies have intimated that frequent, strenuous exercise might contribute to early mortality, the new study found the reverse.

For this study, Australian researchers closely examined health survey data for more than 200,000 Australian adults, determining how much time each person spent exercising and how much of that exercise qualified as vigorous, such as running instead of walking, or playing competitive singles tennis versus a sociable doubles game.

The researchers concluded that among people reporting any activity, there was an inverse dose-response relationship between proportion of vigorous activity and mortality. The findings suggest that vigorous activities should be endorsed in clinical and public health activity guidelines to maximize the population benefits of physical activity.

They found that meeting the exercise guidelines substantially reduced the risk of early death, even if someone’s exercise was moderate, such as walking.

However if someone engaged in even occasional vigorous exercise, he or she gained a small but not unimportant additional reduction in mortality. Those who spent up to 30 percent of their weekly exercise time in vigorous activities were 9 percent less likely to die prematurely than people who exercised for the same amount of time but always moderately. Those people who spent more than 30 percent of their exercise time in strenuous activities gained an extra 13 percent reduction in early mortality, compared with people who never broke much of a sweat. The researchers did not note any increase in mortality, even among those few people completing the largest amounts of intense exercise.

The bottom line is that anyone who is physically capable (always check with your doctor before starting) of activity should try to reach at least 150 minutes of physical activity per week. Of those minutes around 20 to 30 minutes of that should be vigorous activity.


Wednesday, June 10, 2015

Financial research initiatives for older Canadians.

The financial life stages of older Canadians research* (pdf file)identifies the top financial concerns of older Canadians and places them in the broader context of retirement concerns. It also looks at the main financial risks of Age 50+ Canadians 


Two findings have major implications for both planning and managing retirement.  
  • Unexpected financial crises that disrupt savings and planned retirement spending are far more common than we anticipated, especially in the pre-retirement years.
  • The financial ramifications of personal health become increasingly important as Canadians age. 
Planning
Most people operate with an informal financial plan and have an approximate idea of what they need for the future. When the future is close (e.g. the expenses of the next few months), their idea of needs 
becomes more accurate.

While most people have regular habits for saving (preretirement) or drawing income (retirement), almost half demonstrate some flexibility in managing their money. For example, they may cover regular expenses with a pension plan, but they will draw on other savings or assets when circumstances warrant. They do more than just cut spending when they have significant unexpected expenses.

Some 6 out of 10 experienced major life events that challenged their prior financial plans. When so many people have had disruptive experiences, it is clear that dealing with the unexpected needs to be a bigger part of financial planning. Flexibility needs to be part of the planning discussion.

Across the age spectrum, the three most common events that disrupt plans are:  
  •       Giving financial support to an adult family member/relative that is having difficulties
  •       Paying significant healthcare expenses for self or a family member
  •       Losing money in the stock market and not making it back

Unexpected early retirement is the most common event to challenge plans for those under age 75. 

Among retired persons under age 75, more than one-third reported that they were forced to retire earlier than they wanted. For two-thirds of this group, it was health reasons that forced their early retirement. 

People cope with major financial events by:
  • Cutting household spending
  • Cashing in some of their savings
  • Borrowing money. Borrowing is most common among those still working, as is stopping saving for retirement.
Two-thirds of people age 75 and over report having major medical problems.
Median out-of-pocket healthcare costs are $2000 annually for those 75 and over, but 1 out of 8 households spends over $5000 per year. Healthcare expenses are a major focus of concern for people age 75+. There are three main types of concerns for the Future:
  • Money/health – Having enough to live on and direct threats like inflation and healthcare costs
  • Investment – Concern with investment earnings and capital preservation
  • Other – Mainly concerned with family matters, and to a small extent, concerns like fraud and getting advice.
Day-to-day cost of living is a top concern for most retired people, as well as those contemplating retirement. For those who are retired, healthcare costs present a significant risk to expenses, while investment earnings present a similar risk to income.

For those who are not retired, the major risk to expenses is how long they will live. In addition, for those who cannot afford retirement, the major risk to income is their success at staying employed until they believe they can afford to retire.

When we look at what people expect in the future, we find that money and health concerns are the most pervasive. Based on reports of experience, the concerns they have derive from their own experience and likely, those of others they know.

One-quarter of those already retired (all ages) worry that they did not prepare adequately for retirement. This compares to 4 out of 10 with plans to retire. This worry is not a reflection of the amount of money they have at their disposal. The issue is how do they learn to live with the money they have without undue stress.

Respondents were asked about the financial lessons they wanted to pass on; here is some of their advice:
  • Start saving early and save regularly
  • Live within your means – Avoid debt  
  • Invest where it counts most – Tax Free Savings Accounts  & Registered Retirement Savings Plans
  • Get advice -- make a plan
  • Learn about financial matters
  • Be cautious about your buying
The following was seen as useful (4-5 rating) by two thirds of respondents:
  • Figure out how much income we will need in the future
  • Plan to be sure we don’t outlive our money
  • Learn how to prepare for future health challenges
Most people have received advice in recent years, typically on 2-3 of the issues we identified.
Most people also plan to get advice over the next two years, typically about two issues. 

Demand is particularly strong for health-related issues, as well as planning to ensure people do not outlive their money. Only 14% have difficulty getting advice. Two-thirds of this group is wary because they cannot tell if the advisor is giving them good advice. Half say that advisors do not want to deal with people unless those people have a lot of money.

A small group is unable to get advice. When asked why they find it difficult to get advice, they replied that they:

  • Do not have a regular advisor
  • Do not know how to get help
  • Do not understand complicated explanations
  • Have very little money.
Life Stage Profiles
Pre-Retired has the highest household net worth. In their planning, the most difficult thing to figure is how many years they will live after retirement and what that means for their income and savings needs.

Most get advice about planning for retirement, but one-third also plans to get advice about adapting to physical and health limitations. This group seeks information on-line more than older groups and is more influenced by on-line sources.

They are seeking a broader range of advice than older groups. Two-thirds of this group is wary because they cannot tell if the advisor is giving them good advice. Half say that advisors do not want to deal with people unless those people have a lot of money. 

Most are saving for the future. Despite best efforts at planning, two thirds experienced at least one major life event over the preceding ten years that disrupted their saving for retirement. The most common experience is forced early retirement resulting in a loss of income and benefits, more often the result of health issues than employer duress. 

In their planning, the most difficult thing to figure is how many years they will live after retirement and what that means for their income and savings needs. Across all respondents, the biggest gaps between useful advice and advice received are Preparing for health challenges and Planning to deal with surprise expenses.  

Most people also plan to get advice over the next two years, typically about two issues. Demand is particularly strong for health-related issues, as well as planning to ensure people do not outlive their money.  

*This report is based on some 1532 completed online survey interviews with Canadians aged 50 and over. This is a national sample with quotas set for each region to ensure satisfactory accuracy, as well as aiming for a roughly equal balance of male and female respondents. The survey was about 15 minutes in length and respondents were free to respond in either French or English. About one-quarter chose to respond in French.

Based on StatCan data, our sample has a slightly higher income than the general population. This is largely due to a relatively high incidence of company pension plans and registered savings plans.