Is Being Frugal Worth It?

Considering retirement or starting to plan your retirement? When many retire, they experience a decrease in income, but they also experience a decrease in expenses. It takes a while to get a handle on living on a fixed income, that is reduced from what you had when you were working. One way to prepare for this reality is to think about being frugal while you are working. Frugality can become a way of living.  Frugality is simply the practice of looking for the less expensive alternatives. Frugality doesn't have to mean being a Scrooge or living without comfort.  Is it really worth the time and effort you put into things like homemade cleaners and clipping coupons?  Many say it is.

Search the Sunday paper for coupons and clip them out. Make a list of things on sale that you can stock up on in order to get your average cost down. Plan and run a route to four stores in order to get everything where it is the cheapest. Total extra time spent: three hours. Now, save sixty dollars.  This translates into twenty dollars an hour-a pretty good deal.

Sometimes the small stuff is the big stuff, especially when it is repeated over and over. This is why it makes sense to save money on groceries. They are something you buy every week. Saving sixty dollars every week or two adds up over time. How you do it makes a difference though.

For example, suppose you don't want to clip coupons or spend time looking at sales flyers. Why not invest just an hour or two to figure out which store is cheapest for the things you buy? Then shop only there, and buy more of the things you use and like when they are on sale. You might still save $20 per week, with no additional investment of time. That's a $1,000 per year!

You need to sit down and decide how much time you have to spend on your efforts.  If you do this and then figure out what your yearly savings can be, you will have a much clearer idea of how you want to proceed.  It will also give you encouragement on those days when it feels you are missing out on something. A small saving here a small saving there, it all adds up and what is more important over time it can become a habit and a way of living without sacrificing.  

Transactional Analysis Time Management

Transactional analysis time management is the process of combining two strategies into one plan, making it come together to reach a specific target. For example, when we are working, playing, or doing anything that connects to a goal, we need social skills and effectual communication to make it work. If we are lacking in social skills and communication our time management scheme will surely fail.

If you are ready to get started, today we are going to learn some information that can help us flow with ease through life and through everything, our life touches.

I was watching a Youtube segment about how to learn the Newfoundland language, which is English. However, the dialect of Newfoundlanders is unique to that Province and I think the world. Understanding each other is important, and even if we all speak the same language but have different dialects, we may not understand each other. If we do not understand that each of us is different in our own way, we are often on the road to failure.

Dialect consists of grammar, pronunciation, vocabulary, language, and so on. The world focuses on proper English, as a rule, to follow that leads us to productivity. The fact is most North American’s do not know proper English because they fail to understand the dialect. The American English first came into focus in the earlier centuries and came directly from England. The English Language spoken in the United States and Canada is mixed up and visibly distinguished from British England, yet not as different as to be a divided language.

This means everyone has their own method of communicating; leading us to believe that proper English is a diverse form of communication and it takes an open mind to communicate effectively as well as having social skills that develop good relationships. We are all different in our own ways, and so are our languages. No one really has the correct way of communicating effectively, yet all of us must conform to some rule. This is where we combine elements of one technique with another to make a complicated skill work.

Now to combine transactional analysis to get time management in order, we must open our minds and think creatively to reach a goal. The transitional action is the process of communicative (open-mind) action connecting more than one person or things that equally have an effect on our influence on how we connect. The analysis then is the employ of purpose word in its place of inflectional forms as a characteristic method of a verbal communication.

Inflectional is changes in your tone or volume in the voice, and the changes of form that words undertake to mark differences that meet gender, race, mood, tension, voice, number of people and so on in the process of communication and socializing. Breaking it down, when you keep an open mind you are combining transactional analysis, contributing to time management since social skills and communication are CRITICAL to reaching goals and managing time.

We can also consider other facets of analysis that can help us produce effectual communication and social skills. After carefully analyzing words for years, I come to the conclusion that understanding is part of the speaker’s problem. If you do not understand someone, it might not be you with the problem. The speaker, if he or she is not using their words properly, can interrupt communication negatively. Therefore, you must learn to listen to speakers, reading between the lines as you hear what they are saying. 

Finally, if we want a well-planned time management scheme, we have to work hard every day to make our dreams come true! 

PUNOGRAPHY

1.          Yesterday I accidentally swallowed some food coloring. The doctor says I'm OK, but I feel like I've dyed a little inside.

2.          I wasn't originally going to get a brain transplant, but then I changed my mind. 

3.    Did you hear about the guy whose whole left side was cut off? He's all right now.

4.          I wondered why the baseball was getting bigger. Then it hit me.

5.          Why don't some couples go to the gym? Because some relationships don't work out.

6.          A friend of mine tried to annoy me with bird puns, but I soon realized that toucan play at that game.

7.          I'd tell you a chemistry joke but I know I wouldn't get a reaction.

8.          Have you ever tried to eat a clock? It's very time consuming.

9.          I once got into so much debt that I couldn't even afford my electricity bills, they were the darkest times of my life.

10.   Did you hear about the guy who got hit in the head with a can of soda? He was lucky it was a soft drink.

11.    I've got some unemployment jokes, but none of them work.

12.    PATIENT: Doc, I keep having these dreams. First, I’m a teepee; then I’m a wigwam; then I’m a teepee; then I’m a wigwam. It’s driving me crazy. What’s wrong with me?

         DOCTOR: You need to relax. You’re two tents.

13.    I used to be indecisive, but now I'm not so sure!!

14.    A friend said she did not understand cloning. I told her that makes two of us.

15.    I once heard a joke about pizza. It was cheesy though....

Perks of being over 70