Tuesday, September 1, 2015

Spending habits how do you compare?

In Canada the Federal government tracks our spending by category, if you are planning to save for retirement then it is a good idea to compare your spending with the national average. Here is how Canadian families spend their household income. How do you compare?
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Table of household spending  in annual dollars
Household expenditures 2010 2011 2012 2013
Total expenditure   $ 71,282.00  $ 73,457.00  $ 75,443.00  $ 79,012.00
Total current consumption  $ 53,724.00  $ 55,151.00  $ 56,279.00  $ 58,592.00
Food expenditures  $   7,823.00  $   7,795.00  $   7,739.00  $   7,980.00
Food purchased from stores  $   5,693.00  $   5,588.00  $   5,572.00  $   5,754.00
Food purchased from restaurants  $   2,130.00  $   2,207.00  $   2,167.00  $   2,226.00
Shelter  $ 14,997.00  $ 15,198.00  $ 15,811.00  $ 16,387.00
Principal accommodation  $ 13,598.00  $ 13,991.00  $ 14,373.00  $ 14,904.00
Rented living quarters  $   3,096.00  $   3,228.00  $   3,530.00  $   3,252.00
Owned living quarters  $   8,268.00  $   8,440.00  $   8,542.00  $   9,275.00
Water, fuel and electricity for principal accommodation  $   2,234.00  $   2,323.00  $   2,301.00  $   2,377.00
Other accommodation  $   1,399.00  $   1,208.00  $   1,438.00  $   1,483.00
Household operations  $   3,846.00  $   4,135.00  $   4,111.00  $   4,328.00
Communications  $   1,736.00  $   1,825.00  $   1,847.00  $   1,998.00
Household furnishings and equipment  $   1,957.00  $   2,027.00  $   2,183.00  $   1,992.00
Household furnishings  $   886.00  $ 864.00  $   1,001.00  $   849.00
Household equipment  $   943.00  $1,041.00  $   1,046.00  $   1,009.00
Household appliances  $  416.00  $  448.00  $     474.00  $     465.00
Clothing and accessories  $   3,455.00  $   3,360.00  $   3,461.00  $   3,550.00
Transportation  $ 11,059.00  $ 11,229.00  $ 11,216.00  $ 12,041.00
Private transportation  $ 10,006.00  $ 10,152.00  $ 10,087.00  $ 10,825.00
Public transportation  $   1,053.00  $   1,077.00  $   1,128.00  $   1,216.00
Health care  $   2,214.00  $   2,211.00  $   2,285.00  $   2,407.00
Direct health care costs to household  $   1,636.00  $   1,584.00  $   1,579.00  $   1,662.00
Health insurance premiums  $ 578.00  $ 626.00  $ 706.00  $  745.00
Personal care  $    936.00  $   1,082.00  $   1,194.00  $   1,229.00
Recreation  $   3,576.00  $   3,711.00  $   3,773.00  $   3,922.00
Recreation equipment and related   $     911.00  $    862.00  $    916.00  $  981.00
Home entertainment equipment and services  $    490.00  $    413.00  $   331.00  $  296.00
Recreation services  $   1,589.00  $   1,750.00  $   1,823.00  $   1,951.00
Recreational vehicles and associated services  $   586.00  $     86.00  $   703.00  $     694.00
Education  $   1,152.00  $   1,216.00  $   1,386.00  $   1,518.00
Reading materials and other printed matter  $    198.00  $     221.00  $   214.00  $   183.00
Tobacco products and alcoholic beverages  $   1,198.00  $   1,199.00  $   1,274.00  $   1,331.00
Games of chance  $     7.00  $     166.00  $    202.00  $    160.00
Miscellaneous expenditures  $   1,167.00  $   1,602.00  $   1,430.00  $   1,563.00
Income taxes  $ 11,936.00  $ 12,442.00  $ 13,060.00  $ 13,891.00
Personal insurance payments and pension contributions  $   4,013.00  $   4,191.00  $   4,272.00  $   4,562.00
Gifts of money, support payments and charitable contributions  $   1,609.00  $   1,673.00  $   1,831.00  $   1,968.00






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