Here are some sobering statistics.
One Latte per day at $2.50 over 25 years = $47,868.00
One lunch per day at $5.00 over 25 years =$97,737.00
One dinner per week at $50.00 over 25 years = $191,473.00
Anyone up for a tip count over those years?
I tip at 20% for good service not for coffee so my bill would be a lot higher, good way to think about budgeting is to put expenses in perspective (over time)