Another option that some follow, it is more expensive than a Holiday Inn is to book a Cruise. world! Mario Salcedo has spent the last 20 years aboard cruise ships. According to Traveler Magazine, Salcedo budgets around $60-70,000 per year for his travels, paying for the voyages by credit card so that the miles earned will cover any flights in between sailings.
Life aboard a cruise ship can be glamorous, exciting, and extremely luxurious — assuming anyone will ever feel safe enough after the pandemic to set sail.
Cruising can also be a lot cheaper than living at home — especially if you need help maintaining your property.
Yard work, house cleaning and preparing meals can be
a struggle and hiring help are beyond the budget for most retirees.
So, why not sell or rent out the home and set sail
for a life on the high seas? Aboard a
cruise ship, your meals and homemaking are all taken care of, you have a built-in
social life and can see the world at the same time.
Cruise web lists 40 different benefits of living at sea compared to life in a retirement community or assisted living facility.
Senior Living at Sea vs Typical Land-based
Retirement Options
Benefit or Feature |
Senior Living at Sea* |
Retirement Community* |
Assisted Living Facility* |
International Travel |
YES |
No |
No |
Full-time Travel Services |
YES |
Varies |
No |
Custom Travel Excursions |
YES |
No |
No |
Port-to-Port
Transportation |
YES |
No |
No |
Interactive Community |
YES |
YES |
Varies |
Daily Social Events &
Activities |
YES |
Varies |
No |
Regular Social Invitations |
YES |
Varies |
Varies |
World-renowned Speakers
& Lectures |
YES |
No |
No |
Onsite Spa Services |
YES |
Varies |
No |
World-class Entertainment |
YES |
No |
No |
Live Music & Dancing Lounges |
YES |
No |
No |
Fulltime Entertainment
Staff |
YES |
Varies |
No |
Onsite Movie Theater |
YES |
No |
No |
Onsite Computer Center |
YES |
Varies |
Varies |
Onsite Library |
YES |
Varies |
No |
Onsite Billiards / Casino |
YES |
No |
No |
Onsite Salon & Barber |
YES |
Varies |
Varies |
Onsite Boutique Shopping |
YES |
No |
No |
Fitness Center |
YES |
Varies |
No |
Swimming Pools |
YES |
Varies |
No |
Accommodations for Family |
YES |
Varies |
No |
Onsite Banking Services |
Limited |
Varies |
Varies |
Onsite Billing / Account Services |
YES |
YES |
No |
Maintenance-free Living |
YES |
YES |
YES |
Daily Housekeeping |
YES |
No |
No |
Self-service Laundry |
YES |
Varies |
YES |
Valet Laundry Service |
YES |
Varies |
No |
Meals Per Day |
3+ |
Meal Plan Options |
3+ |
Formal & Casual Dining Venues |
YES |
No |
No |
Top Name Chefs |
YES |
No |
No |
Complimentary 24-Hour Room Service |
YES |
No |
No |
Themed Dinner Parties |
YES |
Varies |
No |
Medication Administration |
No |
No |
YES |
Medication Consultation |
Optional |
Optional |
YES |
Medical Facility |
YES |
No |
Varies |
Licensed Medical
Professionals Onsite |
YES |
No |
Varies |
Mobility Assistance |
Limited |
No |
YES |
Accept Wheelchairs |
YES** |
YES |
YES |
24-Hour Security |
YES |
Varies |
No |
Loyalty Program |
YES |
No |
No |
Naysayers
point out that price comparisons between cruises and assisted living are flawed,
if you need medical assistance and not just help with activities of daily
living.
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