It takes more than money

 It takes more than money to enjoy a successful retirement. Research suggests that people who practice an emotionally and physically healthy lifestyle are more likely to experience longer, happier life. That’s why it is helpful to think about investing as much time in building your nonfinancial plan as you do build your retirement nest egg.

Pre-retirees have many emotional concerns and it’s normal to wonder how to deal with those. They may ask themselves questions like:

·        Who am I once I stop working?

·        What am I going to do with all my extra time?

·        Will I be lonely?

Dealing with these concerns really falls into answering two questions: “How do I make sure that I am emotionally healthy in retirement?” and “How do I make sure that I remain physically active in retirement?”

How do I stay emotionally healthy?

Stay Socially Connected

Many of us develop meaningful relationships at work, but when we leave employment, we may lose those connections. Despite social media, about one-third of retirees experience a loss of social engagement in retire- ment.3 Lack of social involvement can lead to loneliness, which in turn can lead to poor health or depression.4

TIPS TO MAKE IT WORK

Connect with others in a way that works for you. Consider these suggestions:

Looking for an opportunity to connect with others who share your interests? Join a club, association, or religious organization

Still want to work, but on your terms. Find part-time work. Consider working as a consultant.

Ready to let go of your empty nest? Consider moving closer to family or friends.

Don’t want to relocate, but don’t want to live alone? Get a roommate or a pet.

Helpful Resources

•      Find others who share your interests: www.meetup.com 

•      Job opportunities for ages 50+: www.workforce50.com

Pursue Your Passion

Some people find their life’s calling in their work, while others find their work getting in the way of their life’s calling.

TIPS TO MAKE IT WORK

Life is more fun when you do more of what you love to do. Here are ways to make that a reality:

Did You Know?

•      Retirees contribute nearly half of the total volunteer hours in the U.S.6

Glad to spend your time giving back? Volunteer.

Want to make change happen in your community? Become a community organizer.

Interested in using your leadership skills to make an impact? Join a professional organization or sit on the board of a not-for-profit organization.

Need to feel you are living a purposeful life? Engage in a meaningful activity/hobby.

Excited to try something new? Learn a new skill or trade.

Helpful Resources

•             Volunteer in your area: www.volunteermatch.org

•             Help for small business owners: www.score.org

•             Living with purpose: lifereimagined.aarp.org