There are three stages of retirement which play out for most of in a 20-to-30-year period from the time we retire.
20 years is a long time and if you think that you will spend retirement
just sleeping in or passing out for afternoon naps whenever you want you will
become bored very quickly.
One of the hardest things to get used to when you retire is that
suddenly you are the boss, and you have the freedom to choose with your
significant other what you will do, how you will do it and when you will do it.
In essence, your retirement life is about freedom of choice without anyone
except maybe your significant other telling you yes or no. This is the time to find your passion and start to learn more and enjoy it.
I know seniors who have moved to be closer to their children,
only to find the children are too busy to have time for them I know others who
have decided to move to the country and find that they need access to medical
services only available in the city. Many of my generation collected stuff,
such as fine China, jewellery, pictures, etc. Some of this was inherited from
our parents and grandparents and were family heirlooms. Now we find that our
children don’t want stuff, and their priorities have changed. In fact, there is a
growth industry of people who will help us downsize and get rid of our belongings. In the first stage of
retirement, if you are healthy, retirement time is the glory days of your life,
but if you are not healthy or you have not saved then this first stage can be
very scary.
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