Thursday, May 1, 2025

Websites that may help my Canadian readers

Retirement marks a significant transition in life, offering new freedoms and opportunities. However, this period of life also necessitates careful planning to ensure financial security and overall well-being. Proactive preparation across various aspects, beyond just economic considerations, is essential for a confident and fulfilling retirement journey in Canada. The following web pages may help you in your planning

1.            Setting Your Retirement Goals For 2025 | Ritter Daniher Financial Advisory LLC, accessed April 21, 2025, https://www.ritterdaniher.com/blog/setting-your-retirement-goals-for-2025?utm_source=Organic&utm_medium=Planning+your+retirement+goal+setting

2.            6 Goals to Set for Retirement Happiness | HomeEquity Bank, accessed April 21, 2025, https://www.chip.ca/reverse-mortgage-resources/mike-drak/set-happiness-goals-retirement/

3.            Five Goals to Set After Retirement - Management Concepts, accessed April 21, 2025, https://www.managementconcepts.com/resource/five-goals-to-set-after-retirement/

4.            The 7 Key (Non-Financial) Retirement Questions You Should Ask, accessed April 21, 2025, https://secondwindmovement.com/retirement-questions/

5.            Your Retirement Checklist Should Go Beyond Finances - Morningstar, accessed April 21, 2025, https://www.morningstar.com/personal-finance/preparing-retirement-requires-more-than-financial-plan

6.            5 Non-Financial Planning Tips For Retirement Happiness - Aspyre Wealth Partners, accessed April 21, 2025, https://aspyrewealth.com/5-non-financial-planning-tips-for-retirement-happiness/

7.            The Non-financial Aspects of Retirement - CAM Investor Solutions, accessed April 21, 2025, https://caminvestor.com/the-non-financial-aspects-of-retirement/

8.            UMRA Series Addresses Non-financial Aspects of Retirement, accessed April 21, 2025, https://hr.umich.edu/about-uhr/uhr-news/umra-series-addresses-non-financial-aspects-retirement

9.            Non-financial retirement prep reading? : r/financialindependence - Reddit, accessed April 21, 2025, https://www.reddit.com/r/financialindependence/comments/1epd30r/nonfinancial_retirement_prep_reading/

10.          Watch: Beyond savings: Why retirement lifestyle planning is important | T. Rowe Price, accessed April 21, 2025, https://www.troweprice.com/personal-investing/resources/insights/beyond-retirement-savings-how-to-achieve-post-career-life-you-want.html

11.          How to Set Retirement Goals: A Guide for a Secure Future, accessed April 21, 2025, https://www.westernsouthern.com/retirement/how-to-set-retirement-goals

12.          Setting Good Retirement Goals According to Your Age - The Institute of Financial Wellness, accessed April 21, 2025, https://www.the-ifw.com/blog/retirement-planning/setting-retirement-goals/

13.          Setting retirement goals that will help you in your Golden Years - Voya Financial, accessed April 21, 2025, https://www.voya.com/article/setting-retirement-goals-will-help-you-your-golden-years

14.          A Guide to Retirement Planning: First Steps of Making a Financial Plan, accessed April 21, 2025, https://www.actsretirement.org/resources-advice/retirement-life/how-to-create-a-financial-plan-for-retirement/

15.          What Should Your Net Worth Be at Retirement? - SmartAsset, accessed April 21, 2025, https://smartasset.com/financial-advisor/average-net-worth-at-retirement

16.          Net Worth Calculator | Northeast Bank, accessed April 21, 2025, https://www.nebankmn.com/calculator/net-worth

17.          Net worth: What it is and how to calculate it - Fidelity Investments, accessed April 21, 2025, https://www.fidelity.com/learning-center/smart-money/net-worth

18.          Net Worth Calculator | Schwab MoneyWise, accessed April 21, 2025, https://www.schwabmoneywise.com/net-worth-calculator

19.          Projected Net Worth Calculator - Ameriprise Financial, accessed April 21, 2025, https://www.ameriprise.com/financial-news-research/financial-calculators/net-worth-calculator

20.          Net Worth Calculator - Ramsey Solutions, accessed April 21, 2025, https://www.ramseysolutions.com/retirement/net-worth-calculator

21.          Helping retirement plan participants understand their net worth - Journal of Accountancy, accessed April 21, 2025, https://www.journalofaccountancy.com/issues/2022/apr/helping-retiremen-plan-participants-understand-net-worth.html

22.          Financial Health Assessment - MainStreet Bank, accessed April 21, 2025, https://mstreetbank.com/financial-health-assessment/

23.          How To Conduct a Financial Checkup - Investopedia, accessed April 21, 2025, https://www.investopedia.com/personal-finance/how-conduct-financial-checkup/

24.          Six Tips for Assessing Your Financial Wellness - 1st United Credit Union, accessed April 21, 2025, https://www.1stunitedcu.org/more-for-you/financial-wellness/six-tips-for-assessing-your-financial-wellness

25.          Financial Wellness - What Are Your Personal Finance Vitals? - AAPA, accessed April 21, 2025, https://www.aapa.org/career-central/articles/financial-wellness-what-are-your-personal-finance-vitals/

26.          FINRED | Financial Well-Being: How To Assess Improve and Maintain Yours - USALearning, accessed April 21, 2025, https://finred.usalearning.gov/Money/FinancialWellBeing

27.          A Review of Existing Measures of Retirement Well-being, accessed April 21, 2025, https://crr.bc.edu/a-review-of-existing-measures-of-retirement-well-being/

28.          Fact Sheet: Cash Balance Pension Plans | U.S. Department of Labor, accessed April 21, 2025, https://www.dol.gov/agencies/ebsa/about-ebsa/our-activities/resource-center/fact-sheets/cash-balance-pension-plans

29.          Types of Retirement Plans | U.S. Department of Labor, accessed April 21, 2025, https://www.dol.gov/general/topic/retirement/typesofplans

30.          Defined-Benefit vs. Defined-Contribution Plans: What's the Difference?, accessed April 21, 2025, https://www.investopedia.com/ask/answers/032415/how-does-defined-benefit-pension-plan-differ-defined-contribution-plan.asp

31.          Defined benefit vs. defined contribution plan: What's the difference? - Thrivent Financial, accessed April 21, 2025, https://www.thrivent.com/insights/retirement-planning/defined-benefit-vs-defined-contribution-plan-whats-the-difference

32.          Defined benefit vs. defined contribution: What is the best pension? - Fidelity Investments, accessed April 21, 2025, https://www.fidelity.ca/en/insights/articles/defined-benefit-vs-contribution/

33.          Defined Benefit versus Defined Contribution Pension Plans: What are the Real Trade-offs? - National Bureau of Economic Research, accessed April 21, 2025, https://www.nber.org/system/files/chapters/c6047/c6047.pdf

34.          Defined Benefit vs. Defined Contribution Plans: Understanding the Differences, accessed April 21, 2025, https://www.mwraretirement.com/general/page/defined-benefit-vs-defined-contribution-plans-understanding-differences

35.          VRS Member News | February | Know the Difference: Defined Benefit and Defined Contribution - Virginia Retirement System, accessed April 21, 2025, https://news.varetire.org/member-news/2024/february/know-the-difference-defined-benefit-and-defined-contribution.html

36.          Finding Your Purpose in Retirement | CIBC Imperial Service, accessed April 21, 2025, https://www.cibc.com/en/imperial-service/insights/retirement-mindset-part5.html

37.          From Retirement Shock to Finding Purpose | HomeEquity Bank - CHIP Reverse Mortgage, accessed April 21, 2025, https://www.chip.ca/reverse-mortgage-resources/lifestyle/retirement-shock-find-purpose-in-retirement/

38.          Five ways to give your retirement purpose | IG Wealth Management, accessed April 21, 2025, https://www.ig.ca/en/insights/five-ways-to-give-your-retirement-purpose

39.          Preparing for a purpose-driven retirement - Enriched Thinking, accessed April 21, 2025, https://enrichedthinking.scotiawealthmanagement.com/2024/08/01/preparing-for-a-purpose-driven-retirement/

40.          Canada vs. U.S.: A Side-by-Side Guide to Retirement - Investopedia, accessed April 21, 2025, https://www.investopedia.com/articles/retirement/11/difference-retiring-canada-america.asp

41.          www.voya.com, accessed April 21, 2025, https://www.voya.com/article/retirement-savings-vehicles-basics#:~:text=With%20a%20Traditional%20IRA%20and,top%20of%20the%20taxes%20levied.

42.          Retirement savings vehicles: The basics | Voya.com, accessed April 21, 2025, https://www.voya.com/article/retirement-savings-vehicles-basics

43.          401(k) vs. IRA: What's the Difference? - Investopedia, accessed April 21, 2025, https://www.investopedia.com/ask/answers/12/401k.asp

44.          9 Types of Retirement Accounts You Should Know - Northwestern Mutual, accessed April 21, 2025, https://www.northwesternmutual.com/life-and-money/9-types-of-retirement-accounts-you-should-know/

45.          Retirement account types: Which is best for you? - Fidelity Investments, accessed April 21, 2025, https://www.fidelity.com/learning-center/smart-money/retirement-accounts

46.          Saving for Retirement: IRAs, 401(k)s, and More | Charles Schwab, accessed April 21, 2025, https://www.schwab.com/learn/story/saving-retirement-ira-vs-401k

47.          Types of retirement plans | Internal Revenue Service, accessed April 21, 2025, https://www.irs.gov/retirement-plans/plan-sponsor/types-of-retirement-plans

48.          Retirement Calculator: How Much Do I Need To Retire? - Merrill Edge, accessed April 21, 2025, https://www.merrilledge.com/retirement/personal-retirement-calculator

49.          Retirement Calculator - NerdWallet, accessed April 21, 2025, https://www.nerdwallet.com/calculator/retirement-calculator

50.          Retirement Income Calculator - GuideStone, accessed April 21, 2025, https://www.guidestone.org/resources/education/calculators/retirement-savings-and-planning/retirementincome

51.          Retirement Income Calculator - Bankrate, accessed April 21, 2025, https://www.bankrate.com/retirement/retirement-plan-income-calculator/

52.          Retirement Calculator | Your Retirement Savings - Charles Schwab, accessed April 21, 2025, https://www.schwab.com/retirement-planning-tools/retirement-calculator

53.          Retirement Calculator - Edward Jones, accessed April 21, 2025, https://www.edwardjones.com/us-en/market-news-insights/financial-calculators/retirement-calculator

54.          Retirement Savings Calculator: Project Your Income in Retirement | Human Interest, accessed April 21, 2025, https://humaninterest.com/learn/calculators/retirement-savings-calculator/

55.          How to Budget for Retirement Expenses: What to Know, accessed April 21, 2025, https://www.westernsouthern.com/retirement/retirement-budget

56.          Spending in Retirement: Beyond the 4% Rule | Charles Schwab, accessed April 21, 2025, https://www.schwab.com/learn/story/beyond-4-rule-how-much-can-you-spend-retirement

57.          How to Account for Inflation in Retirement Planning - SmartAsset, accessed April 21, 2025, https://smartasset.com/retirement/how-to-account-for-inflation-in-retirement-planning

58.          Retirement Planning Calculators & Financial Tools - TIAA, accessed April 21, 2025, https://www.tiaa.org/public/tools-calculators

59.          Planning for Retirement: How Inflation Impacts Your Financial Future | HORNE, accessed April 21, 2025, https://horne.com/planning-for-retirement-how-inflation-impacts-your-financial-future/

60.          Understanding the Impact of Inflation - Blog, accessed April 21, 2025, https://merkleretirementplanning.com/the-ultimate-guide-to-help-beat-inflation-in-retirement/

61.          Retirement Planning - Health Care Costs| Fidelity Institutional, accessed April 21, 2025, https://institutional.fidelity.com/advisors/insights/spotlights/retirement-income-planning/retirement-planning-health-care-costs

62.          How Much Should You Budget for Healthcare in Retirement? - Creative Planning, accessed April 21, 2025, https://creativeplanning.com/insights/financial-planning/budget-healthcare-retirement/

63.          5 Questions to Help Plan for Healthcare Costs in Retirement - Merrill Lynch, accessed April 21, 2025, https://www.ml.com/articles/healthcare-in-retirement.html

64.          Health Care Costs in Retirement: Are You Prepared? | Charles Schwab, accessed April 21, 2025, https://www.schwab.com/learn/story/health-care-costs-retirement-are-you-prepared

65.          How much will health care cost you in retirement? - Communications - Fidelity Investments, accessed April 21, 2025, https://communications.fidelity.com/wi/tools/retirement-health-care/

66.          The real cost of health care in retirement - RBC Wealth Management, accessed April 21, 2025, https://www.rbcwealthmanagement.com/en-us/insights/the-real-cost-of-health-care-in-retirement

67.          How You Can Tackle Health Care Costs in Retirement - Kiplinger, accessed April 21, 2025, https://www.kiplinger.com/retirement/managing-health-care-costs-in-retirement

68.          Managing the Cost of Long-Term Care | Charles Schwab, accessed April 21, 2025, https://www.schwab.com/learn/story/managing-cost-long-term-care

69.          Is Long-Term Care Insurance Worth It? - National Council on Aging, accessed April 21, 2025, https://www.ncoa.org/article/how-much-does-long-term-care-insurance-cost-and-is-it-worth-it/

70.          Average Cost for Long-Term Care Insurance After 60 - SmartAsset, accessed April 21, 2025, https://smartasset.com/insurance/cost-of-long-term-care-insurance-at-age-60

71.          Long-term care costs & options - Fidelity Investments, accessed April 21, 2025, https://www.fidelity.com/viewpoints/personal-finance/long-term-care-costs-options

72.          Cost of Long Term Care by State | Cost of Care Report - CareScout, accessed April 21, 2025, https://www.carescout.com/cost-of-care

73.          Average Cost of Long-Term Care by State + How to Plan - RetireGuide, accessed April 21, 2025, https://www.retireguide.com/long-term-care-insurance/costs/average-by-state/

74.          Worried About Long-Term-Care Expenses? Let's Do Something About It. | Morningstar, accessed April 21, 2025, https://www.morningstar.com/retirement/youre-worried-about-long-term-care-expenses-lets-do-something-about-it

75.          Paying for Long-Term Care | National Institute on Aging, accessed April 21, 2025, https://www.nia.nih.gov/health/long-term-care/paying-long-term-care

76.          Retire in Canada in 2025: Guide to Healthcare, Housing, and More, accessed April 21, 2025, https://www.globalcitizensolutions.com/retire-in-canada/

77.          Health Insurance for Retirees: A Deep Dive into Your Options!, accessed April 21, 2025, https://www.policyme.com/health-insurance/health-insurance-by-age/health-insurance-for-retirees

78.          Best Health Insurance for Seniors in Canada (2025) – Types, Benefits & Costs, accessed April 21, 2025, https://www.policyadvisor.com/health-insurance/health-insurance-for-seniors/

79.          Healthcare costs in Canada: Planning for inflation-adjusted care - Enriched Thinking, accessed April 21, 2025, https://enrichedthinking.scotiawealthmanagement.com/2025/01/14/healthcare-costs-in-canada-planning-for-inflation-adjusted-care/

80.          Health Related Expenses: Retirement Planning Explained | bluealphawealth.ca, accessed April 21, 2025, https://bluealphawealth.ca/health-related-expenses-retirement-planning-explained/

81.          THE COST OF LONG-TERM CARE: CANADA'S RETIREMENT SAVINGS BLIND SPOT - HOOPP, accessed April 21, 2025, https://hoopp.com/docs/default-source/about-hoopp-library/advocacy/retirementsecurity-longtermcare-feb2018.pdf?sfvrsn=397a7d47_2

82.          Paying for long-term care - Ontario.ca, accessed April 21, 2025, https://www.ontario.ca/page/paying-long-term-care

83.          Anticipating health-related expenses in retirement - Enriched Thinking, accessed April 21, 2025, https://enrichedthinking.scotiawealthmanagement.com/2024/03/06/health-and-illness-in-retirement/

84.          Long term care insurance in Canada: Benefits & drawbacks, accessed April 21, 2025, https://www.insurancebusinessmag.com/ca/guides/long-term-care-insurance-in-canada-benefits-and-drawbacks-438711.aspx

85.          Long-term care: How much it costs and how to pay for it | Advisor.ca, accessed April 21, 2025, https://www.advisor.ca/practice/planning-and-advice/long-term-care-how-much-it-costs-and-how-to-pay-for-it/

86.          Guide to Retirement Home Costs - Comfort Life, accessed April 21, 2025, https://www.comfortlife.ca/retirement-community-resources/retirement-cost

87.          Extended Care in Canada vs. The United States - C2 Wealth Strategies, accessed April 21, 2025, https://c2wealth.com/blog/extended-care-in-canada-vs-the-united-states

88.          Why Is Estate Planning Important? | U.S. Bank, accessed April 21, 2025, https://www.usbank.com/financialiq/plan-your-future/trusts-and-estates/why-estate-planning-is-important.html

89.          What is Estate Planning, and Why is it Important? - Nationwide, accessed April 21, 2025, https://www.nationwide.com/lc/resources/investing-and-retirement/articles/what-is-estate-planning

90.          Why estate planning is important for everyone - John Hancock Retirement, accessed April 21, 2025, https://retirement.johnhancock.com/us/en/viewpoints/retirement-readiness/why-estate-planning-is-important-for-everyone

91.          Beneficiary Designation vs Will - What You Need to Know | Trust & Will, accessed April 21, 2025, https://trustandwill.com/learn/beneficiary-designation-vs-will

92.          Understanding Beneficiary Designations in Estate Planning, accessed April 21, 2025, https://www.chamblisslaw.com/understanding-beneficiary-designations-in-estate-planning/

93.          Your Guide to Estate Planning | Illinois State Bar Association, accessed April 21, 2025, https://www.isba.org/public/guide/estateplanning

94.          The Basics of Estate Planning - Kiplinger, accessed April 21, 2025, https://www.kiplinger.com/personal-finance/the-basics-of-estate-planning

95.          Wills and Trusts – What You Should Know - The American College of Trust and Estate Counsel, accessed April 21, 2025, https://www.actec.org/estate-planning-essentials/wills-trusts/

96.          Understanding the basics of estate planning, accessed April 21, 2025, https://personal.vanguard.com/pdf/a129.pdf?2210080142

97.          Understanding the Basics of Estate Planning - Ameritas, accessed April 21, 2025, https://www.ameritas.com/insights/understanding-the-basics-of-estate-planning/

98.          Estate Beneficiary: What Is It and How to Choose One, accessed April 21, 2025, https://www.privatebank.bankofamerica.com/financial-education/estate-beneficiaries.html

99.          10 Beneficiary Designation Tips - Wells Fargo Advisors, accessed April 21, 2025, https://www.wellsfargoadvisors.com/planning/goals/estate-planning/beneficiary-designation-tips.htm

100.       Understanding Beneficiary Designations for Your Florida Estate Plan | Robles Law, P.A., accessed April 21, 2025, https://www.robleslawpa.com/beneficiary-designations

101.       Why Estate Planning Matters for Retirement Savings, accessed April 21, 2025, https://prevailiws.com/why-estate-planning-matters-for-retirement-savings/

102.       Why Retirement Planning Should Be Part of Your Estate Plan - Unsworth LaPlante, PLLC, accessed April 21, 2025, https://unsworthlaplante.com/why-retirement-planning-should-be-part-of-your-estate-plan/

103.       What's the Connection Between Your Retirement Planning and Your Estate Planning?, accessed April 21, 2025, https://www.cmcohenlaw.com/articles/whats-the-connection-between-your-retirement-planning-and-your-estate-planning/

104.       Retirement Planning Legal Considerations - The American College of Trust and Estate Counsel, accessed April 21, 2025, https://www.actec.org/estate-planning-essentials/retirement-legal-planning-considerations/

105.       Estate planning in retirement - Vanguard sites, accessed April 21, 2025, https://investor.vanguard.com/investor-resources-education/retirement/income-end-of-life-planning

106.       Why should estate planning be a part of retirement planning? | Trust & Will, accessed April 21, 2025, https://trustandwill.com/learn/why-estate-planning-is-a-part-of-retirement-planning

107.       Estate planning: do you need one? | Fidelity, accessed April 21, 2025, https://www.fidelity.com/viewpoints/personal-finance/do-you-need-an-estate-plan

108.       www.extension.iastate.edu, accessed April 21, 2025, https://www.extension.iastate.edu/agdm/wholefarm/html/c4-59.html#:~:text=The%20two%20main%20types%20of,of%20death%20under%20certain%20circumstances.

109.       Trusts as an Estate Planning Tool | Ag Decision Maker, accessed April 21, 2025, https://www.extension.iastate.edu/agdm/wholefarm/html/c4-59.html

110.       What Are the Different Types of Trusts? What to Know - Western & Southern Financial Group, accessed April 21, 2025, https://www.westernsouthern.com/retirement/what-are-the-different-types-of-trusts

111.       Types of Trusts - Which Option is Right for You | Trust & Will, accessed April 21, 2025, https://trustandwill.com/learn/types-of-trusts

112.       A Guide to the Different Types of Trusts - SmartAsset, accessed April 21, 2025, https://smartasset.com/estate-planning/types-of-trusts

113.       Types of Trusts: Choosing the Right One for You | U.S. Bank, accessed April 21, 2025, https://www.usbank.com/wealth-management/financial-perspectives/trust-and-estate-planning/types-of-trusts-which-should-i-choose.html

114.       Basic Estate Planning: Trusts - Ohioline, accessed April 21, 2025, https://ohioline.osu.edu/factsheet/EP-7

115.       Types of Trusts for Your Estate: Which Is Best for You? | Care Navigator - LTCFEDS, accessed April 21, 2025, https://www.ltcfeds.gov/care-navigator/types-of-trusts-for-your-estate-which-is-best-for-you

116.       15 Types of Trusts and How to Choose the Right One - LegalZoom, accessed April 21, 2025, https://www.legalzoom.com/articles/types-of-trusts

117.       Living Trusts - Probate and Planning - Minnesota Attorney General's Office, accessed April 21, 2025, https://www.ag.state.mn.us/consumer/handbooks/probate/CH3.asp

118.       What Is A Trust? - Fidelity Investments, accessed April 21, 2025, https://www.fidelity.com/life-events/estate-planning/trusts

119.       How to set yourself up for a healthier retirement | National Post, accessed April 21, 2025, https://nationalpost.com/sponsored/health-sponsored/how-to-set-yourself-up-for-a-healthier-retirement

120.       How to avoid the emotional challenges of retirement | IG Wealth Management, accessed April 21, 2025, https://www.ig.ca/en/insights/how-to-avoid-the-emotional-challenges-of-retirement

121.       How to prepare for retirement emotionally - RTOERO, accessed April 21, 2025, https://rtoero.ca/how-to-prepare-for-retirement-emotionally/

122.       The Retirement Dilemma: Leaving Work Doesn't Guarantee Happiness - Psychology Today, accessed April 21, 2025, https://www.psychologytoday.com/ca/blog/nurturing-resilience/202410/the-retirement-dilemma-leaving-work-doesnt-guarantee-happiness

123.       Adjusting to Retirement: Handling Depression, Stress, and Anxiety - HelpGuide.org, accessed April 21, 2025, https://www.helpguide.org/aging/healthy-aging/adjusting-to-retirement

124.       How to Reassess Your Life in Retirement | Psychology Today Canada, accessed April 21, 2025, https://www.psychologytoday.com/ca/blog/psychological-trauma-coping-and-resilience/202406/how-to-reassess-your-life-in-retirement

125.       Coping With Retirement Stress - BCIT, accessed April 21, 2025, https://www.bcit.ca/files/hr/pdf/copingretirementstress.pdf

126.       Loneliness: The hidden challenge of retirement migration - CTV News, accessed April 21, 2025, https://www.ctvnews.ca/lifestyle/article/loneliness-the-hidden-challenge-of-retirement-migration/

127.       Maintaining Social Relations and Making Friends After Retirement | The Hamlets at Penticton, accessed April 21, 2025, https://thehamletsatpenticton.ca/hamlet-archives/maintaining-social-relations-after-retirement

128.       Late life transitions, mental wellness and the importance of maintaining social connections - Canada.ca, accessed April 21, 2025, https://www.canada.ca/en/public-health/services/publications/healthy-living/older-adults-life-changes-social-connections.html

129.       Retirement and Loneliness: Building a New Social Life After Work, accessed April 21, 2025, https://hub.genwell.ca/retirement-and-loneliness-building-a-new-social-life-after-work/

130.       Social Connection & Healthy Aging - Canadian Coalition for Seniors' Mental Health, accessed April 21, 2025, https://ccsmh.ca/wp-content/uploads/2024/04/DIGITAL-ENG-CCSMH-Social-Isolation-Brochure-FINAL.pdf

131.       Why social connectivity is even more important as we age - RBC Wealth Management, accessed April 21, 2025, https://www.rbcwealthmanagement.com/en-ca/community/insights/why-social-connectivity-is-even-more-important-as-we-age

132.       Making Connections with Other Retirement Community Residents, accessed April 21, 2025, https://meadowlakeliving.com/making-connections-with-other-retirement-community-residents/

133.       Wondering what to do in retirement? Here are 50 ideas - RTOERO, accessed April 21, 2025, https://rtoero.ca/wondering-what-to-do-in-retirement-here-are-50-ideas/

134.       Resilient Choices - Edward Jones, accessed April 21, 2025, https://www.edwardjones.com/sites/default/files/acquiadam/2023-09/051023-ResilientChoices-CanadaReport.pdf

135.      Planning and saving for retirement - Canada.ca, accessed April 21, 2025, https://www.canada.ca/en/financial-consumer-agency/services/retirement-planning/start-saving-retirement.html

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