Saturday, March 4, 2017

Some BC stats on Seniors



My thanks to Ken and the BC Retired Teachers for this information
·      There are 850 000 seniors in BC-17% of the population and by 2031 seniors will be 24% of the population
·      Percent of seniors living alone: 8% under 65; 60% over 65, 46% over 85 years old
·      Median income: $26,000 over 65; $22'000 over 75
·      4% of senior homeowners have household income less than $30,000
·      58% of senior renters have household income less than $30,000
·      35% of senior renters have household income less than $20'000
·      20% of seniors rent
·      Rent has increased 34% in Vancouver, Victoria, & Kelowna in the last 10 years and the SAFER (Shelter Aid For Elderly Renters) maximum rent eligible for subsidy has only increased by 9%
·      42% of seniors are not aware of SAFER 
·      47% of seniors enrolled in the home support program received no home support in the last 7 days
·      30,000 seniors receive home care
·      Seniors living without diagnosis of dementia: 95 % over 65; 80% over 85
·      Seniors with active driver's licenses: 76% over 65: 34% over 85
·      75% of seniors over 85 live completely independently in BC-not a burden on taxpayers
·      Taxes and utilities are increasing faster than inflation. Maintenance costs are high. Major repairs can force a move by a senior
·      78% of senior homeowners have no mortgage
·      Isobel Mackenzie suggests that a Homeowner Expense Deferral Account program be set up to allow seniors to defer costly home repair maintenance costs similar to property tax deferral
·      27,000 seniors live in residential care
·      4% of seniors over 65 live in residential care; l3%o of seniors over 85. Average cost of private pay residential care in BC in 2013 was $5720 month or $68,640/year
·      Wait times for residential care is increasing as senior’s population increases  
·      Complaints about residential care have increased 14.2% in 2014-2015
·      82% of residential care facilities are not funded for the 3.36 hour/residential hours per day as per the BC guidelines
·      Isobel Mackenzie said people who have kids in daycare would never put up with the lack of care given to seniors in residential care"
·      27 4% of seniors in residential care are on anti-psychotic drugs without a diagnosis of psychosis.  Over-medication and compliance is a problem in residential care
·      96% of seniors have a general practitioner physician
·      29% of BC residents in the last 12 months did not take their medications because they were unaffordable.  Health care costs make it difficult for seniors to live independently at home
·      3O% of seniors in BC have over $1500 in individual prescription drug needs
·      97% of seniors in BC eligible for home support also receive support from an unpaid caregiver
·      Almost one-third of caregivers are in distress and they provide an average of 30 hours of care per week.  Unpaid caregivers in BC need more support
·      If you want or need more information, you can go to the Seniors Advocate website

Zen Sarcasm

The folks at Mind Power News are responsible for this bit of fun

1. Do not walk behind me, for I may not lead. Do not walk ahead of me, for I may not follow. Do not walk beside me either. Just pretty much leave me alone.
2. The journey of a thousand miles begins with a broken fan belt or a leaky tire.
3. It's always darkest before dawn, so if you're going to steal your neighbor's newspaper, that's the time to do it.
4. Don't be irreplaceable. If you can't be replaced, you can't be promoted.
5. Always remember that you're unique. Just like everyone else.
6. Never test the depth of the water with both feet.
7. If you think nobody cares if you 're alive, try missing a couple of car payments.
8. Before you criticize someone, you should walk a mile in their shoes. That way, when you criticize them, you're a mile away and you have their shoes.
9. If at first you don't succeed......skydiving is not for you.
10. Give a man a fish and he will eat for a day. Teach him how to fish, and he will sit in a boat and drink beer all day.
11. If you tell the truth, you don't have to remember anything.
12. Some days you're the bug, some days you're the windshield.
13. Everyone seems normal until you get to know them.
14. The quickest way to double your money is to fold it in half and put it back in your pocket.
15. A closed mouth gathers no foot.
16. Duct tape is like 'The Force'. It has a light side and a dark side, and it holds the universe together.
17. There are two theories to arguing with a woman - Neither one works.
18. Generally speaking, you aren't learning much when your lips are moving.
19. Experience is something you don't get until just after you need it.
20. Never, under any circumstances, take a sleeping pill and a laxative.
21. Never miss a good chance to shut up.
22. We are born naked, wet and hungry, and get slapped on our butts. Then things get worse.
23. There is a fine line between "hobby" and "mental illness."
24. No matter what happens, somebody will find a way to take it too seriously.
25. No one is listening until you fart

Thursday, March 2, 2017

LIst of Discounts available for Seniors in Canada (partial)

Many organizations and businesses offer discounts to senior. My friends in the US have more opportunity to use discounts because of the sheer volume of businesses that offer discounts in the US. Just do a google search "Discounts for Seniors"  and add your city, state, or country and you may be surprised by the results.

Having discounts available is great, but we should always inquire about discounts prior to shopping and recognize that the offers are fluid and may vary from store to store depending on the Manager's policy. 

In the last few years, senior's discounts have been shrinking. Specifically, the requirements for age are often going up (usually to 65+ from 60 yrs. of age), across the board discounts are being replaced with specific “senior's days”, the discounts are only being acknowledged if a senior asks and requirements for loyalty/ affiliation cards are growing. 

Every effort has been made to verify these offers, discounts may change and sometimes they vary from location to location.

Check the websites of these businesses for changes, availability and restrictions for each program. Call to confirm availability in your area before you head out. So here is my partial alphabetical list of some of the businesses in Canada that offer discounts, but remember, you have to ask for them.

A&W (age: 60+): 10% off food purchases, every day.
Avis
Get up to 25 percent off of the lowest discountable rate. You must be a CARP member. You will get free enrollment into their Avis Preferred service and earn Aeroplan points.
Auto Insurance
In Canada, Insurers must offer a premium discount to retirees aged 65 and over and those younger, if they are receiving a pension such as Canada or Quebec pension. See http://www.insurance-canada.ca/consinfoauto/l12.php
Banks
Many Canadian chartered banks and financial institutions offer discounts for people, 60-plus. For example, service charges on transactions such as certified cheques, utility and cellular phone bills, and traveller's cheques are eliminated
Best Western
If you are age 55 years old or more, you can receive 10 percent off or more. You may also receive early check-ins, late check-outs, and free room upgrades. Simply make a hotel reservation and show proof of age upon check-in.
* Not available at all Best Western hotels and is subject to availability at the time of the request.
Budget
Save up to 25 percent off of the lowest discountable car or truck rental rate. Must be a CARP member. You will get free enrollment into their Budget Fastbreak service and receive Air Miles.
Bulk Barn - 10% on Wednesdays
CARP (Canadian Association of Retired Persons) If you join CARP you will have access to many discounts not listed here. CARP provides dozens of discounts to CARP members. They are available all the time. Anyone can join CARP at any age. Here is a sampling of the Discounts offered by CARP:
Seniors should always inquire about discounts prior to shopping and recognize that the offers are fluid and may vary from store to store depending on the Manager's policy. In the last few years, senior's discounts have been shrinking. Specifically, the requirements for age are often going up (usually to 65+ from 60 yrs. of age), across the board discounts are being replaced with specific “senior's days”, the discounts are only being acknowledged if a senior asks and requirements for loyalty/affiliation cards are growing. F
Every effort has been made to verify these offers, discounts may change and sometimes they vary from location to location.
Check the websites of these businesses for changes, availability and restrictions for each program. Call to confirm availability in your area before you head out.
A&W (age: 60+): 10% off food purchases, every day.
Avis
Get up to 25 percent off of the lowest discountable rate. You must be a CARP member. You will get free enrollment into their Avis Preferred service and earn Aeroplan points.
Auto Insurance
In Canada, Insurers must offer a premium discount to retirees aged 65 and over and those younger, if they are receiving a pension such as Canada or Quebec pension. See http://www.insurance-canada.ca/consinfoauto/l12.php
Banks
Many Canadian chartered banks and financial institutions offer discounts for people, 60-plus. For example, service charges on transactions such as certified cheques, utility and cellular phone bills, and traveller's cheques are eliminated
Best Western
If you are age 55 years old or more, you can receive 10 percent off or more. You may also receive early check-ins, late check-outs, and free room upgrades. Simply make a hotel reservation and show proof of age upon check-in.
* Not available at all Best Western hotels and is subject to availability at the time of a request.
Budget
Save up to 25 percent off of the lowest discountable car or truck rental rate. Must be a CARP member. You will get free enrollment into their Budget Fastbreak service and receive Air Miles.
Bulk Barn - 10% on Wednesdays
CARP (Canadian Association of Retired Persons) If you join CARP you will have access to many discounts not listed here. CARP provides dozens of discounts to CARP members. They are available all the time. Anyone can join CARP at any age. Here is a sampling of the Discounts offered by CARP:
Canadian Tire (age: 65+): 10% off regular priced items, first Wednesday of every month.
Choice Hotels
Includes Comfort Inn, Comfort Suites, Quality, Sleep Inn, Clarion, Cambria Suites, MainStay Suites, Suburban, Econo Lodge, Rodeway Inn A 10 percent discount when you book in advance. Ages 60 and over.
Days Inn
Guests 60 years and older are invited to enjoy special savings off our Best Available Rate when they stay at participating Days Inn hotels. From breakfast to bedtime and all the moments in between, you're always welcome at Days Inn. Participating Days Inn locations are proud to offer AARP members up to 20% off the Best Available Rate. Reserve your room today!
Entertainment
Movie houses and theatre companies offer discounts for the 65-plus crowd.
Fairmont Hotels and Resort
Discount varies with each hotel and resort. Ask for a senior discount when making reservations.
Golden Griddle
A 10 percent discount for ages 55 and over every day. Excludes alcohol.
GO Transit (65+) – Half the price of adult single-ride fare.
A 10 percent discount. Ages 62 and over qualify for the discount.
Hilton Hotels (also includes Doubletree, Embassy Suites, Harrison Conference Centers, Homewood Suites, Hampton Inn, Red Lion)
Another paid membership plan for folks over 60, they guarantee low rates and 20% off meals at participating restaurants.
Howard Johnson Hotels
AARP members are eligible for 15% to 30% discounts from Howard Johnson and everyone over 55 is entitled to a 10% discount.
Imperial Buffet (55+) – 35% off Monday to Thursday (lunch and dinner) and Friday (lunch only) with government issued ID
Lawton’s Drug
Save 20 percent off regular-priced merchandise on the monthly 55+ Appreciation Day (check your local store for dates and details). Some exclusions apply.
McDonald's (age: 60+): Large coffee for $0.85, every day.
Save 15 percent or more off rates. Ages 62 and over, qualify.
M&M Meat Shops
A five percent discount on Tuesdays (sometimes more). Ages 60 and over are eligible.
Mandarin Chinese Buffet
Get 20 percent off the buffet price with valid ID. People of age 65 and over qualify.
Parks Canada Pass
Get a discount on a yearly pass to the National Parks or historic sites. Ages 65+.are eligible.
Public Transit
With appropriate passes, 65-year old’s may ride the Metro or use public transit at reduced rates
Rexall Pharma Plus
Save 20 percent on regular-priced merchandise on Seniors' Day (happens once a month). Some exclusions apply.
Rona (age: 65+): 10% off your regular priced purchase. First Tuesday of the month.
Salvation Army Thrift Stores
- 10% off, 60+, every day. And no federal or provincial tax!
Sandman Hotels
Sign up for 55Plus Program for discounts at all locations.
Shoppers Drug Mart
Get 20 percent off regular-priced merchandise on Seniors' Discount Day (usually the last Thursday of the month). Ages 65 and over, Are eligible.
Smitty’s: With a $2 annual fee, receive a $5 gift certificate and save 15% off any menu or retail item, every day.
The Bay
The first Tuesday of every month participating stores offer 15 percent off most items.
Toronto Symphony Orchestra
Save 25 percent on certain shows if you are a CARP member
Travelodge Hotels (includes Thriftlodge)
AARP/CARP members who make advance reservations are given a 15% discount off the regular room rate. 50+ can receive a 10% discount off the regular room rate. Additionally, seniors can also receive in-room coffee, no long-distance access charges and free weekday lobby newspapers.
Value Village (age: 55+): 10% off your purchase, every Tuesday.
Via Rail
Discounted fares are available for all people age 60 and over. You can save 10 percent on the Economy Plus fare and on regular Sleeper, Sleeper Plus and Touring fares.
Wyndham Hotels
Includes: Baymont, Days Inn, Howard Johnson, Hawthorn Suites, Microtel and Travelodge, Wingate by Wyndham
Up to 20 percent off of the best available rate for CARP or AARP members10% off for non-members, ages 50 and over.
Canadian Tire (age: 65+): 10% off regular priced items, first Wednesday of every month.
Choice Hotels
Includes Comfort Inn, Comfort Suites, Quality, Sleep Inn, Clarion, Cambria Suites, MainStay Suites, Suburban, Econo Lodge, Rodeway Inn A 10 percent discount when you book in advance. Ages 60 and over.
Days Inn
Guests 60 years and older are invited to enjoy special savings off our Best Available Rate when they stay at participating Days Inn hotels. From breakfast to bedtime and all the moments in between, you're always welcome at Days Inn. Participating Days Inn locations are proud to offer AARP members up to 20% off the Best Available Rate. Reserve your room today!
Entertainment
Movie houses and theatre companies offer discounts for the 65-plus crowd.
Fairmont Hotels and Resort
Discount varies with each hotel and resort. Ask for a senior discount when making reservations.
Golden Griddle
A 10 percent discount for ages 55 and over every day. Excludes alcohol.
GO Transit (65+) – Half the price of adult single-ride fare.
Greyhound
A 10 percent discount. Ages 62 and over qualify for the discount.
Hilton Hotels (also includes Doubletree, Embassy Suites, Harrison Conference Centers, Homewood Suites, Hampton Inn, Red Lion)
Another paid membership plan for folks over 60, they guarantee low rates and 20% off meals at participating restaurants.
Howard Johnson Hotels
AARP members are eligible for 15% to 30% discounts from Howard Johnson and everyone over 55 is entitled to a 10% discount.
Imperial Buffet (55+) – 35% off Monday to Thursday (lunch and dinner) and Friday (lunch only) with government issued ID
Lawton’s Drug
Save 20 percent off regular-priced merchandise on the monthly 55+ Appreciation Day (check your local store for dates and details). Some exclusions apply.
McDonald's (age: 60+): Large coffee for $0.85, every day.
Marriott
Save 15 percent or more off rates. Ages 62 and over, qualify.
M&M Meat Shops
A five percent discount on Tuesdays (sometimes more). Ages 60 and over are eligible.
Mandarin Chinese Buffet
Get 20 percent off the buffet price with valid ID. People of age 65 and over qualify.
Parks Canada Pass
Get a discount on a yearly pass to the National Parks or historic sites. Ages 65+.are eligible.
Public Transit
With appropriate passes, 65-year old’s may ride the Metro or use public transit at reduced rates
Rexall Pharma Plus
Save 20 percent on regular-priced merchandise on Seniors' Day (happens once a month). Some exclusions apply.
Rona (age: 65+): 10% off your regular priced purchase. First Tuesday of the month.
Salvation Army Thrift Stores
- 10% off, 60+, every day. And no federal or provincial tax!
Sandman Hotels
Sign up for 55Plus Program for discounts at all locations.
Shoppers Drug Mart
Get 20 percent off regular-priced merchandise on Seniors' Discount Day (usually the last Thursday of the month). Ages 65 and over, Are eligible.
Smitty’s: With a $2 annual fee, receive a $5 gift certificate and save 15% off any menu or retail item, every day.
The Bay
The first Tuesday of every month participating stores offers 15 percent off most items.
Toronto Symphony Orchestra
Save 25 percent on certain shows if you are a CARP member
Travelodge Hotels (includes Thriftlodge)
AARP/CARP members who make advance reservations are given a 15% discount off the regular room rate. 50+ can receive a 10% discount off the regular room rate. Additionally, seniors can also receive in-room coffee, no long-distance access charges and free weekday lobby newspapers.
Value Village (age: 55+): 10% off your purchase, every Tuesday.
Via Rail
Discounted fares are available for all people age 60 and over. You can save 10 percent on the Economy Plus fare and on regular Sleeper, Sleeper Plus, and Touring fares.
Wyndham Hotels
Includes Baymont, Days Inn, Howard Johnson, Hawthorn Suites, Microtel and Travelodge, Wingate by Wyndham
Up to 20 percent off of the best available rate for CARP, or AARP members10% off for non-members, ages 50 and over.

Wednesday, March 1, 2017

Comics

One of the joys I had growing up was reading the comics in the daily paper and the Sunday comics were a wonderful treat. Many of the comics I read when I was younger and still today, make wonderful comment on life, politics, religion and relationships. I still love reading comics and if you do as well, I would recommend this site http://www.gocomics.com/  . It has hundreds of daily comics and Editorial comics. So if you want a funny take on life, as we end the dark days of February, check out this site.