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Friday, August 14, 2026

Is Aging a Good Thing or a Bad Thing a different take

The Optimist and the Pessimist Walk Into a Senior Centre...

Or: Why Growing Old Beats, the Heck Out of the Alternative

Optimist: (bouncing in, coffee in hand) Good morning! Isn't it a beautiful day?

Pessimist: (gripping their coffee like a lifeline) It's raining.

Optimist: It's refreshing! Besides, I heard that phrase again yesterday, you know the one: "Growing old is a privilege denied to many." It's true, isn't it?

Pessimist: (sighs) You and that phrase. I've heard you say it a hundred times.

Optimist: That's because it's true a hundred times! My knees hurt, my back complains, I can't remember where I put my glasses, and I'm still happier than I was at forty.

Pessimist: You're ten years younger than me. You haven't seen the really good stuff yet. Just wait.

Optimist: I've been waiting for twenty years! And what I've learned is that perspective is the one thing youth just cannot buy. A man in his forties said it perfectly: "You understand a little more, you get wiser as you age."

Pessimist: A man in his forties is a child. What does he know?

Optimist: More than we did at forty, that's for sure. And a woman in her nineties, her nineties!, said, "It can be good if you have the right attitude." She accepts her limitations and still cherishes each day. She's got about thirty years on you, and she's not complaining.

Pessimist: I'm not complaining. I'm being realistic. Health deteriorates. Memory deteriorates. The ability to do things deteriorates. A man in his fifties said exactly that.

Optimist: I love that you remember that quote. Maybe your memory isn't as bad as you think. But seriously, I'd rather be a slower-moving, sometimes-forgetful, creaky-kneed optimist than a thirty-year-old pessimist who thinks he has it all figured out.

Pessimist: Fine. So what's your brilliant plan for dealing with all this "deterioration"?

Optimist: I'll tell you. But first, let me ask you something. When National Geographic asked people what they worry about most in the second half of life, do you know what the top three were?

Pessimist: Let me guess. Money.

Optimist: Nope.

Pessimist: Health?

Optimist: Sort of. Brain health came first, 54% of people said that's their biggest concern. Maintaining independence was second at 53%. And relationships were third at 50%.

Pessimist: See? I was right. Health and independence. It's all downhill from here.

Optimist: Or, and hear me out, we could focus on what we can do rather than what we can't. We can keep our minds sharp. We can stay independent longer. We can build relationships that matter. Aging is not a problem to be solved. It's a chapter to be lived.

Pessimist: (sighs again) You always see the glass half full.

Optimist: The glass is half full of coffee. And it's still warm. That's a win in my book.

Pessimist: (almost smiling) You know, you're exhausting.

Optimist: I'll take that as a compliment. So, are you coming to the chair yoga class later, or are you going to sit here and complain about your knees?

Pessimist: I don't do chair yoga.

Optimist: You will. I bought you a spot. It's a gift.

Pessimist: I don't accept gifts from optimists. They always come with strings attached.

Optimist: The string is that you have to show up and try not to enjoy it.

Pessimist: (grumbling) I suppose I could try it. Once.

Optimist: That's the spirit! One class, one laugh, one stubborn refusal to give in to the gloom. You're practically a convert already.

Pessimist: Don't push it.

Optimist: Wouldn't dream of it. But just so you know, I'm going to keep reminding you that growing old is a privilege. Not because it's easy. Because it means we're still here. And as long as we're still here, we can still choose how we live.

Pessimist: (muttering) I'll bring my own coffee.

Optimist: I knew you'd come around. Took you thirty years, but I knew you'd come around.

If you are reading this and you are the pessimist in your own life, take heart. The optimist is not ignoring reality. They are choosing to see it differently.

Aging is not a problem to be solved. It is a chapter to be lived. And the best part? You get to choose what kind of older person you want to become. The aches? They are temporary. The wisdom? That is permanent. And every birthday is a reminder that you still have time to learn, to love, and to laugh, usually at yourself.

Now go find your own optimist. Or be one. The coffee is always better that way


Thursday, August 13, 2026

A sense of awe and wonder is important

A sense of awe and wonder was an important part of my childhood, but somewhere along life's journey, I lost it.

I remember lying on the grass for hours, watching clouds drift across the sky. One moment I could see a sailing ship, the next a giant dog or a smiling face. The wind would change, and a new picture would appear. I was completely absorbed by the experience.

As I grew older and became focused on work, ambition, and the responsibilities of everyday life, I slowly misplaced that sense of wonder. When my children were young, I rediscovered it. Seeing the world through their eyes reminded me to stop, notice, and appreciate the little miracles around us. I hope I also helped them keep the sense of awe that fuels curiosity throughout life.

Now, in my 80th year, I am grateful to have found that sense of wonder again.

While thinking about this topic, I came across a quote that caught my attention:

"Practicing awe quiets the inner critic, elevates your vagal tone, reduces stress, deepens connection, and improves long-term markers of brain health."

I wasn't familiar with the term vagal tone, so I looked it up. Vagal tone refers to how well the vagus nerve functions. This nerve is a key part of the parasympathetic nervous system, which helps regulate heart rate, digestion, immune function, and our body's ability to recover from stress.

A healthy vagal tone contributes to better emotional regulation, a steadier heart rate, improved digestion, and greater resilience. Fortunately, it can be strengthened through regular exercise, slow breathing, mindfulness, meditation, and yes, even moments of awe.

The real skill isn't finding awe. It's learning to notice it.

We live in a world that constantly competes for our attention. News alerts, deadlines, and endless distractions keep our minds racing. Awe interrupts that cycle. Research shows it can calm the mind, relax the body, reduce stress, and strengthen our sense of connection with both nature and other people.

The wonderful thing is that awe isn't reserved for extraordinary experiences. It can be found in a single leaf glowing in the sunlight, the kindness of a stranger, a favourite piece of music, or the colours of the evening sky. We simply need to slow down long enough to notice.

Here are a few simple ways to invite more awe into your daily life.

Take a walk in nature. Instead of rushing, pause to notice the details, the pattern on a leaf, the shape of a tree, the colours of a flower, or the sound of birds.

Spend a few minutes stargazing. You don't need a telescope. Looking up at the vastness of the night sky is often enough to remind us how remarkable our world really is.

Practice mindful observation. Sit quietly in your backyard, a park, or beside a window. Focus on one sense at a time. Listen carefully to the sounds around you. Notice the colours and movement you see. Breathe in the scents of the season.

I've also found it helpful to pause several times each day and appreciate something small, a wildflower growing through a crack in the sidewalk, the changing colours of a sunset, or the intricate design of a flower. These moments take only seconds, but they stay with us.

Keeping an awe journal can deepen the experience. Write down the moments that surprised or inspired you. The value isn't simply recording them; it's returning later to reflect on what you saw, heard, or felt. Those reflections often reveal just how much beauty surrounds us.

Awe can also be found in people. Witnessing an act of kindness, volunteering in your community, attending a concert or art exhibit, cheering with others at a sporting event, or listening to someone share an inspiring story can all awaken that same feeling of wonder and connection.

The more we notice these moments, the more they seem to appear.

For me, experiencing awe means looking at the world through the eyes of a child, not because we ignore life's challenges, but because we choose to remain curious, grateful, and open to the beauty that surrounds us every day.

When was the last time you stopped, looked closely, and allowed yourself to be filled with wonder?

Wednesday, August 12, 2026

Why Canadians Are Retiring Later, And What It Means for You

If you are 55 or older, you have probably noticed something: retirement does not look the same as it did for your parents. And you are not imagining it.

The numbers tell a clear story. In the late 1970s, the average Canadian retired around age 65. By the late 1990s, that number had dropped to about 61. But something happened along the way. The trend reversed. In 2025, the average retirement age hit 65.4 years, 66.2 for men and 64.5 for women.

So, what changed? And what does it mean for you? There is no single reason. A few different forces are at work.

Women's working lives have changed. Today's older women have spent much more of their lives in the workforce than previous generations. They have stronger pensions, more career experience, and often coordinate their retirement plans with their partners. That has shifted the average retirement age upward.

There are fewer younger workers. With lower birth rates and slower immigration, employers have fewer young people to hire. That means they are hanging on to experienced older workers longer,  and valuing the skills they bring.

Jobs are less physically demanding. Canada's economy has shifted toward service, professional, and knowledge-based work. In many of these jobs, experience and skill are assets that grow with age. You do not have to retire just because your body is tired.

We are living longer and healthier lives. If you are in your mid-60s today, you can expect another 20 to 30 years,  most of them in decent health. That changes the equation. Retirement is no longer a short breather before the end. It is a long chapter, and many people want it to be meaningful.

Retirement is becoming a process, not an event. More and more people are easing into retirement, working part-time, consulting, or shifting to self-employment rather than stopping work altogether. It is less "the day I left the office" and more "the years I figured out what was next."

Attitudes have shifted. Mandatory retirement is mostly gone. Employers and governments are paying more attention to age discrimination. That does not mean it has disappeared, but it is harder to force someone out just because of their age.

If you are 55 or older, these changes affect you in several ways.

First, the financial system was built for a different world. Most of Canada's retirement income programs were designed when retirement was shorter, workplace pensions were more common, and very few people worked past 65. That world no longer exists.

Second, retirement is not one-size-fits-all. Some people work longer because they want to,  they enjoy their work, find it meaningful, or want to stay engaged. Others work longer because they have to,  their savings are not enough, and they need the income.

Third, there are quirks in the system that can discourage you from working. For example, the Guaranteed Income Supplement (GIS) has earnings rules that can penalize low-income seniors who continue to work. That is something worth understanding if it applies to you.

The most important thing is to stay informed. Know what your options are. Understand how CPP, OAS, and GIS work. Talk to a financial advisor if you can. And do not assume that the retirement your parents had is the retirement you will have.

The good news is that you have more choices than earlier generations. You can work longer if you want to. You can ease into retirement gradually. You can stay engaged in meaningful work, paid or unpaid.

But the system is not always friendly to those choices. So pay attention, ask questions, and do not be afraid to advocate for yourself.

We are living longer. We are staying healthier. We are working differently. These are good things,  but they also mean the old rules no longer apply.

Your retirement does not have to look like your parents'. It should look like yours. And that means understanding the world as it is now, not as it used to be.

This article is based on an analysis by Peter Hicks, a policy adviser and former Assistant Deputy Minister with Social Development Canada, and John Stapleton, Social Policy, Ageing and Well-being Policy Fellow at the National Institute on Ageing. Their work highlights the need to rethink Canada's retirement income system for a new era.

Tuesday, August 11, 2026

A package arrived a new scam is here

 The following is from The Current, by Kim Komando at Komando.com

Brush with danger

A box shows up on your porch. Your name, your address, no receipt, no sender. Inside: a seed packet, a cheap ring, one sad pasta strainer.

You didn’t order it. So, who did? A scammer, and here’s the kicker: The package isn’t a scam. YOU are the product.

It’s called a brushing scam. Sketchy online sellers need glowing “verified purchase” reviews to climb the rankings. They buy your name and address (data breaches are the gift that keeps on giving), ship you something that costs them pennies, and boom, the system sees a real delivery to a real customer. Then they write a 5-star review of their junk product. Signed, basically, by you.

The U.S. Postal Inspection Service says it plainly: It’s illegal, and if you’re getting these boxes, your personal information is compromised. Not “might be.” Is.

Lately these packages come with a little card: “Scan this QR code to see who sent your gift!” The FBI put out a formal alert about this one. That code can send you to a phishing site that harvests your card number, or it could push malware onto your phone. Curiosity is what they’re counting on.

The package is bait. The QR code is the hook. Don’t be the fish.

Got one? Do this.

Keep it, toss it or donate it. Guilt-free. Federal law says unordered merchandise is yours to keep as a free gift. You owe nobody a dime.

Do NOT scan any QR code or visit any website printed inside. And never pay a “shipping fee” to claim a mystery gift.

Change the password on your Amazon and shopping accounts, and turn on two-factor authentication while you’re in there. If a scammer has your address, assume they’ve shopped for more.

Check your accounts for reviews you didn’t write and orders you didn’t place. Report fakes to the retailer. Amazon has a dedicated brushing report page.

Watch your credit at all three bureaus, plus card statements for small test charges.