The third stage of retirement is the Dependent Stage. The Dependent
Phase of later life is associated with:
•
More
severe physical declines and limitations, which may limit individuals in this
phase from continued independent living. 12% of those aged 80 and over live in
residential and nursing homes. Half (47%) of those in the Dependent Phase says
that their health prevents them from doing the things they would like to do.
•
A
significantly increased risk of experiencing accelerated cognitive decline as
the probability of suffering dementia increases with age. One in three people
aged 95 and older suffer from dementia, compared to one in six aged over 80 and
one in fourteen aged over 65.97
•
High
risk of loneliness and other experiences of adverse mental and emotional
wellbeing. 14% of people in the Dependent Phase say they lack companionship,
feel isolated from others or feel lonely often.
•
High
risk of social exclusion as severe physical limitations inhibit individuals
from actively engaging with their community, as well as accessing basic
services. Around one in five people in the Dependent Phase find it difficult or
even impossible to access basic services such as banks, shops and GPs.
People in the Dependent Phase have at least one severe physical
limitation. During this phase, risks especially during the Decline Phase
increase further. While transitioning into the Dependent Phase does not
necessarily mean that an individual will have to move into a care facility,
they are likely to need substantial support if they are to continue living
independently, as well as being protected from increased risk of social
isolation.
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