What do you fear in retirement?

Whenever I attend events with pre-retirees and retirees, I enjoy asking questions and listening to their thoughts on retirement. Many times, I've spoken with experienced, capable, and well-connected individuals who share their concerns with me:

"You know, I'm really apprehensive about retirement. I have enough money, sure, but I've never thought about what else I would do. I don't have hobbies outside of work, and I haven't taken the time to learn about retirement. I'm just worried."

 It's natural to feel uncertain about the unknowns that come with this significant life transition.They're worried about retirement. But it's not about the money; it's about the unknowns that come with this new chapter. They're concerned about finding new purposes, passions, and a sense of belonging outside of their career.

The good news is that these fears are normal, and there are concrete steps you can take to overcome them. Here are some actionable tips to help you prepare for retirement and find joy in your post-work life:

• Start exploring your interests: Take some time to reflect on what you enjoy doing outside of work. What hobbies have you always wanted to try? What activities bring you joy? Start exploring these interests now, so you can build momentum and excitement for your post-work life.
• Learn about retirement: Educate yourself on the various aspects of retirement, such as healthcare, travel, and social connections. This will help you feel more prepared and less anxious about the unknowns.
• Build a support network: Connect with others who are also transitioning into retirement. Join a retirement community, attend events, or participate in online forums. Having a support network can help you feel less isolated and more connected.
• Create a routine: Establish a daily routine that brings you joy and fulfillment. This could include exercise, hobbies, or volunteering. Having a sense of structure can help you feel more grounded and purposeful.
• Take small steps: Don't feel like you need to have it all figured out right away. Take small steps towards your goals, and be patient with yourself as you navigate this transition.
• Focus on the present: Instead of worrying about the future, focus on the present moment. What can you do today to move closer to your goals? What small steps can you take to build momentum and excitement for your post-work life?

Remember, retirement is a significant life transition, but it's also an opportunity to rediscover yourself and find new purposes and passions. By taking small steps towards your goals and focusing on the present, you can overcome your fears and find joy in your post-work life.