Sunday, October 14, 2012

Dealing with control issues

As we get older we are faced with aging friends, relatives, and parents that may cause us some frustration and grief. One thing to think about is that the characteristics of a person's personality often intensifies as they get older. So if someone is narcissistic this personality trait will be more pronounced as they age. One of my friends is dealing with a narcissistic family member and as we talked about the issue, I suggested looking at the site developed by James Messina for some ideas.
In order to become detached from a person, place, or thing you need to:..:
First: Establish emotional boundaries between you and the person, place, or thing with whom you have become overly enmeshed or codependent on.
Second: Take back power over your feelings from persons, places, or things which in the past you have given power to affect your emotional well-being. 
Third: "Hand over'' to your Higher Power the persons, places, and things which you would like to see changed but which you cannot change on your own. 
Fourth: Make a commitment to your personal recovery and self-health by admitting to yourself and your Higher Power that there is only one person you can change and that is yourself and that for your serenity you need to let go of the "need'' to fix, change, rescue, or heal other persons, places, and things. 
Fifth: Recognize that it is "sick'' and "unhealthy'' to believe that you have the power or control enough to fix, correct, change, heal, or rescue another person, place, or thing if they do not want to get better nor see a need to change. 
Sixth: Recognize that you need to be healthy yourself and be "squeaky clean'' and a "role model'' of health in order for another to recognize that there is something ``wrong'' with them that needs changing. 
Seventh: Continue to own your feelings as your responsibility and not blame others for the way you feel. 
Eighth: Accept personal responsibility for your own unhealthy actions, feelings, and thinking and cease looking for the persons, places, or things you can blame for your unhealthiness. 
Ninth: Accept that addicted fixing, rescuing, enabling are ``sick'' behaviors and strive to extinguish these behaviors in your relationship to persons, places, and things.
Tenth: Accept that many people, places, and things in your past and current life are "irrational,'' "unhealthy,'' and "toxic'' influences in your life, label them honestly for what they truly are, and stop minimizing their negative impact in your life.
Eleventh: Reduce the impact of guilt and other irrational beliefs which impede your ability to develop detachment in your life. 
Twelfth: Practice "letting go'' of the need to correct, fix, or make better the persons, places and things in life over which you have no control or power to change.
Personally, in place of the phrase "your higher power", I put God. I hope this list is helpful.
There are two more things that I want to add that I did not write. These have more to do with relating with someone who has borderline personality disorder, but they are useful elsewhere.
 (SET)Support - Empathy - Truth
Support refers to an initial statement, which indicates the loved one supports the person. It is a statement that begins with "I" and demonstrates concern and a desire to help. It can be anything that establishes a foundation for the relationship or interaction: "I want to try to help you feel better," "I care about you," or "I am worried about how you are feeling."
The support statement is meant to reassure the person that the relationship is a safe one, and that his/her needs matter even during this difficult moment.
Empathy refers to communicating that the loved one is trying to understand what the person is feeling, and focuses on "you." It is not a conveyance of pity or sympathy, but instead a true awareness and validation of the feelings of the BP: "I see you are angry, and I understand how you can get mad at me," "How frustrating this must be for you."
It is important not to tell the person how he is feeling, but instead put his demonstrated feelings into words. The goal is to convey a clear understanding of the uncomfortable feelings he is having and that they are OK to have, thus validating his feelings. Without such a statement of empathy, the person may feel that his feelings are not understood. It is important to use feeling words, as in the examples above.
Truth refers to a realistic and honest assessment of the situation and the person's role in solving the problem. It is an objective statement that focuses on the "it" -- not on the subjective experience of the person or yourself. Often the person may seem to be asking, or demanding, something impossible, not taking an active role or responsibility in resolving the issue, or even presenting you with a "no-win" situation. The truth statement is meant to clearly and honestly respond to the difficult demand or behavior of the person, while placing responsibility appropriately: "This is what I can do.," "This is what will happen.," "Remember when this happened before and how you felt so bad about it later."
It is important to use the support and empathy statements first, so that the person is better able to hear what you are saying, otherwise the truth statement may be experienced as little more than another, and expected, rejection creating even more defensiveness or anger.
PUVAS
(use for complaining and/or blaming)
- Pay attention
- Understand fully
- Validate emotions
- Assert yourself
- Shift/Share the Responsibility
Paying attention to what is happening and what is being said helps us avoid making assumptions.
Understanding what someone is trying to communicate may require seeking clarification so we don't make assumptions.
Validating the emotional statements of the other person will pave the way for further smooth communications.
Asserting yourself is a form of setting boundaries and is a very important piece of the healthy communication process.
Shifting responsibility where it belongs holds each party accountable for their own feelings and behaviors. This can be in response to four different scenarios...
1.) If your person is blaming you for his or her feelings and behaviors
2.) If you are placing blame on yourself inappropriately
3.) If you are trying to fix their problem
4.) If you recognize that you have done something to contribute to the problem.
``Letting Go''

To ``let go'' does not mean to stop caring.
It means I can't do it for someone else.

To ``let go'' is not to cut myself off.
It's the realization I can't control another.

To ``let go'' is not to enable,
but to allow learning from natural consequences.

To ``let go'' is to admit powerlessness
which means the outcome is not in my hands.

To ``let go'' is not to try to change or blame another.
It's to make the most of myself.

To ``let go'' is not to care for, but to care about.

To ``let go'' is not to fix, but to be supportive.

To ``let go'' is not to judge,
but to allow another to be a human being.

To ``let go'' is not to be in the middle arranging all the outcomes,
but to allow others to affect their own destinies.

To ``let go'' is not to be protective.
It's to permit another to face reality.

To ``let go'' is not to deny, but to accept.

To ``let go'' is not to nag, scold, or argue,
but instead to search out my own shortcomings and correct them.

To ``let go'' is not to criticize and regulate anybody,
but to try to become what I dream I can be.

To ``let go'' is not to adjust everything to my desires
but to take each day as it comes and cherish myself in it.

To ``let go'' is to not regret the past,
but to grow and live for the future.

To ``let go'' is to fear less and LOVE MYSELF MORE.

Saturday, October 13, 2012

Take Five,some music for the soul,eh!

Five minutes of your day, lower your blood pressure, and stress should melt away. Thanks to Aubrey for this, Enjoy!

http://www.youtube.com/watch_popup?v=GBaHPND2QJg&feature=youtu.be

Friday, October 12, 2012

Tips to lower your blood pressure naturally


As I have high blood pressure, I found this article interesting so I hope you do as well--enjoy

5 Tips to Lower Your Blood Pressure Naturally  by  Marisa Pellegrini, ND posted June 3, 2012
Has your doctor or pharmacist told you your blood pressure is too high? Elevated blood pressure, also known as hypertension, is two or more blood pressure readings greater than 140 mmHg systolic (top number) or greater than 90 mmHg diastolic (bottom number). Try these easy steps to lowering your blood pressure through diet and lifestyle: 

Low-Salt Diet

Minimize consumption of restaurant foods and packaged foods, including canned soups and frozen entrees, which may be high in sodium. Read food labels and eat less than 1,500 milligrams of sodium each day, or about 3.75 grams or 2/3 teaspoon of table salt. Leave the salt shaker behind and be creative with herbs and spices. Explore ways to enhance the taste of foods with salt-free flavors such as lemon, garlic, ginger, sage, rosemary, thyme and curry.
 

Moderate Physical Activity

Increase physical activity to 30 to 60 minutes a day.  Remember that every little bit counts, including taking the stairs, walking around the block on breaks, parking farther away in the parking lot, or getting off at an earlier bus stop. If you are overweight, a loss of 10 pounds can help lower your blood pressure. It is always a good idea to schedule a physical exam with your doctor before starting an exercise program. 

Moderate Alcohol Intake and No Smoking

Avoid smoking and excess alcohol as these can increase your blood pressure. Substitute with delicious nonalcoholic fruit drinks and herbal teas such as hibiscus tea, pomegranate juice and green tea.

Stress Reduction

Find calming ways to decrease your stress and blood pressure through deep breathing, meditation, counseling, yoga or qigong. 

Eat More Fruits and Vegetables

Fruits and vegetables provide great sources of blood pressure-lowering nutrients such as potassium and magnesium. Magnesium-rich foods include black beans, okra, spinach, pumpkin seeds and squash seeds. Unless you have kidney disease, you should increase consumption of foods high in potassium such as apricots, bananas, beets, Brussels sprouts and cantaloupe. 

These simple dietary and lifestyle changes are safe and effective ways to lower your blood pressure. Uncontrolled hypertension puts you at an increased risk for heart attack, heart failure, stroke, kidney damage and blindness. 
If you have hypertension, a naturopathic physician can help you explore herbs and nutritional supplements to control your blood pressure and stay healthy.
 Marisa Pellegrini, ND naturopathic physician and resident at Bastyr Center for Natural Health, the teaching clinic of Bastyr University.

Thursday, October 11, 2012

Retirement planning advice that's effective

I have been posting about retirement planning and doing some reading about it, as I think younger folks should start planning, but good advice is hard to find. The following article has some interesting advice and so I thought I would share. The article is by  Steve Vernon and can be found here
(MoneyWatch) That sound you hear is not me kissing up to my boss at CBS MoneyWatch, executive editor Jack Otter, as I write complimentary things about his new book, Worth It ... Not Worth It? Simple and Profitable Answer's to Life's Tough Financial Questions.

No, the sound you hear is the money you'll be siphoning from banks, insurance companies, car manufacturers, home contractors, salespeople of all types, expensive health clubs, and attorneys. Then you'll deposit the money you've saved in a low-cost index fund that will appreciate to gazillions by the time you retire. But you've got to read Jack's book to find out just how to turn your savings into a stash of cash.

Jack's chief premise is that for the vast majority of your financial needs, the simpler, less confusing, and cheaper answer is the right one. (I agree, and I subscribe to this philosophy in most of my retirement planning posts at CBS MoneyWatch.) Throughout his new book, Jack explains how to get the most value from your purchases while you're working; that frees up more money to save for retirement, which you'll do by investing in a low-cost, balanced mutual fund. That's certainly a simple yet effective formula for financial success in life.

Since my beat is retirement, I took particular interest in Jack's recommendations for assuring that your golden years won't rust out. Let's take a look.

The first step -- and it's a critical one -- is to save 'til it hurts. Use an online calculator to estimate how much you'll need for retirement. Several surveys show that people just aren't saving enough for retirement, and, instead, are only guessing at how much they'll really need. Result: They're guessing way too low. Jack recommends putting as much away in savings now -- even if that means giving up some of the things you really enjoy -- in order to be able to afford retirement later.

Now let's look at some basic retirement planning questions that Jack answers and whether I agree with his philosophy or not.

Save for your kids' college or for your retirement?
Jack's answer: Retirement, although if you're clever, you can save for both.

Check. Even if your kids need to take out student loans to pay for college, that's a better choice than having to move into your child's guest room down the line because you didn't save enough for retirement. Information in the book describes how to best save for your children's college costs.
Social Security at age 62 or 70?
Jack's answer: Age 70.

Check. By putting off taking your Social Security benefits until you're 70, you'll most likely increase your lifetime payout and improve the financial status of your spouse if you pass away first.

Your own Social Security benefits vs. your spouse's?
Let's elaborate on this question. Should your spouse take the Social Security benefits based on your earnings record, or based on your spouse's earnings record? Jack's answer is "both." By making use of the "file and suspend" maneuver, you can maximize your and your spouse's lifetime payout.

Check. This is another great way to get the most from your Social Security benefits. Click on the link to my post below for details on this strategy.

Fixed annuity vs. variable annuity?
Jack's answer: Fixed annuity.

Check, although Jack limited his comparison to variable deferred annuities that typically have high expenses and commissions. There's a little-known immediate variable annuity from Vanguard that's a good deal for those who want to take some risk in the stock market for the potential to realize increases in their retirement paycheck. But it's not a simple product, so it doesn't necessarily meet Jack's criteria.
You can buy low-cost annuities through Vanguard's website, using the annuity bidding platform from Hueler's Income Solutions. It's the best way to buy fixed or inflation-adjusted annuities, and you won't be dealing with insurance agents. It's worth considering to have a lifetime retirement income.

Fixed annuity vs. managed payout fund?
Jack's answer: Fixed annuity.

Check, but don't put all your retirement savings in an annuity. You'll want to invest some money in a diversified portfolio of low-cost index funds, which Jack also recommends.

Roth IRA vs. traditional IRA?Jack's answer: Roth IRA.
Partially agree. Jack's thought is that if you save the same amount of money in a Roth IRA that you would have saved in a traditional IRA, then you prepay your income taxes with other money that you might otherwise have just spent. This can leave you more money in retirement. Good point.
I also agree that the Roth IRA vs. a traditional IRA decision is a bet on whether your income taxes will be lower or higher in retirement, and that it may be hard to accurately guess your income tax rates in retirement. But for people currently in their 40s and 50s who are in their peak earning years, I still think it's a pretty good bet that their income tax rates will be lower when they retire. If this describes your current situation, you can get the best of both worlds by using a traditional IRA; then, estimate how much in income taxes you'll save now and add that amount to your retirement savings.
OK, so I had to disagree on one point, just to prove I'm not a total suck-up!

The rest of Jack's book offers great advice on getting good value on insurance, spending, and saving, and it gives good advice for people of all ages. I'll be giving copies of his books to my kids. Ooops - there goes that sucking-up sound again!

Editor's Note: MoneyWatch Executive Editor Jack Otter did not assign or edit this article.