Did Steve Jobs really say that?

 A cousin of mine posted the information below and I thought it was interesting but I was not sure if it was real, it is not according to Snopes.com the last words of Steve Jobs attributed to him in this post are fake.

The first half of this text (everything preceding “Treat yourself well and cherish others) is a nearly verbatim copy of the fake deathbed speech falsely attributed to Steve Jobs back in 2015. That speech appears to have originated on a random blog and was never connected to Jobs in any real way. 

The second half of this text has been circulating independently from the first since at least September 2015, when it was posted to a Chinese language blog at xuite.net. That posting was not attributed to Jobs, Guoves, or any other billionaire, and it was not shared as if it were a deathbed speech.

The fake Steve Jobs deathbed speech started making its way around the web in November 2015 and readers, apparently, have revised and expanded it over the years. At some point the text posted to xuite.net was tacked onto the end of the original fake speech, Jobs’ name was changed to Guoves and an image of an unrelated bald man was employed to depict the fictional billionaire.

In short: Steve Guoves did not make this speech on his death bed because Steve Guoves does not exist. Much of this text was previously attributed to Steve Jobs, but the Apple co-founder did not utter those words on his death bed either.

Although everything below is fake as to its origins, many people need to hear the words to help them through the darkness of our times and that is why it is widely circulating.

Steve Jobs died a billionaire, with a fortune of $ 7 billion, at the age of 56 from pancreatic cancer, and here are some of his last words:

"In other eyes, my life is the essence of success, but aside from work, I have a little joy, and in the end wealth is just a fact of life to which I am accustomed.

At this moment, lying on the bed, sick and remembering all my life, I realize that all my recognition and wealth that I have is meaningless in the face of imminent death.

You can hire someone to drive a car for you, make money for you – but you can not rent someone to carry the disease for you. One can find material things, but there is one thing that can not be found when it is lost – “life”.

Treat yourself well and cherish others. As we get older, we are smarter, and we slowly realize that the watch is worth $ 30 or $ 300 – both of which show the same time.

Whether we carry a purse worth $ 30 or $ 300 – the amount of money in the wallets are the same. Whether we drive a car worth $ 150,000, or a car worth $ 30,000 – the road and distance are the same, we reach the same destination.
If we drink a bottle worth $ 300 or wine worth $ 10 – the “stroller” will be the same.

If the house we live in is 300 square meters, or 3000 square meters – the loneliness is the same.
Your true inner happiness does not come from the material things of this world. Whether you’re flying first-class or economy class – if the plane crashes, you crash with it.

So, I hope you understand that when you have friends or someone to talk to – this is true happiness!

Five Undeniable Facts-

1.    Do not educate your children to be rich. Educate them to be happy. – So, when they grow up they will know the value of things, not the price.

2.    Eat your food as medicine, otherwise, you will need to eat your medicine as food.

3.    Whoever loves you will never leave you, even if he has 100 reasons to give up. He will always find one reason to hold on.

4.    There is a big difference between being human and human being.

5.    If you want to go fast – go alone! But if you want to go far – go together!

And in conclusion,
The six best doctors in the world.

1. Sunlight
2. Rest
3. Exercise
4. Diet
5. Self-confidence
6. Family/Friends

Keep them in all stages of life and enjoy a healthy life

Take what you can from the above and if it brings peace great but people who circulate this need to understand that it is fake.

What happens if an unexpected expense comes up in retirement?

I was updating the workshop we give on Financial Literacy for Seniors and realized that many seniors may have known how to budget and save when they were working, but they did not. Not because they did not know how, but because there was usually money coming in and somehow we were able to keep up with the bills. We know that financial planners recommend that we keep three to six month’s expenses tucked away in case of emergency or unemployment. When we were working many could not do that and now when we are retired, we don’t see any reason to have an emergency fund in case of unemployment.

We forget that unexpected expenses still come up. For example, my wife’s car needs repairs that are going to cost about $1500, which is an unexpected expense.  Last year we provided some help to a family member who needed help. All kinds of things can happen where you need to dip into your capital.

The reality is that most of us are not prepared for an unforeseen emergency. Only 40 percent could cover an unexpected $1,000 expense, according to a survey from Bankrate.com, a personal finance web site. Many would be forced to borrow cash or use a credit card, which may cause us problems later.

If your income is coming from your Canada Pension and Old Age Security or a pension that is super safe you may be fine. Super safe means that you have a company or government pension that is highly secure financially.

But that doesn’t describe most retirees if they have a pension, which is not guaranteed. In today's environment, many seniors are getting a pension from employers that are shaky, pensions that are not stable and investments that can lose money in a market crash.

If you are among the few retirees who have paid off their mortgage and can do with one car, your emergency fund might be a little less than when you were working. If you own your own home then you may consider a home equity line of credit to help pay unexpected expenses. Usually, it doesn’t cost anything until you use it. If there is a problem then you can cover the expense and will have time to pay it off slowly over time.

Do you need a makeover?

Do you need a makeover? One of the newsletters I receive came out and said, I needed a makeover, so this is it. The newsletter went on to explain all the new bells and whistles that the author hoped would make the information more interesting and interactive.

COVID has brought about many changes and I think many makeovers, some were planned but I suspect some were just thrust upon the person or organization and done because to survive the makeover needed to be done.

One of the organizations I work on and am very proud of is the COSCO Health and Wellness Institute, (SeniorsHelpingSeniors.ca). The organization has been operating for 10 years and I have been active with them for five years. For those of you who do not know, we give in-person workshops on a variety of health and wellness issues for seniors. Since we started in 2007, (we became a registered charity in 2010) we have given workshops to over 50,000 seniors in BC. We started with two or three workshops and now have 44 workshops. COVID hit us hard, and as the leaders struggled to find a path forward, we decided to go online. Our makeover started back in April and we started training our presenters (all volunteers) on how to give workshops on ZOOM. We revised 23 of our 44 workshops so they could be delivered online. We also revised our speaker notes for our presenters, our website, our sign-up procedures, our handouts as well as how we present.

A great deal of time, energy, and angst went into the makeover between April and August. We went to the 99 senior user groups we had been working with, at the beginning of August and we wondered if they would buy into the new format. We had 25 requests for workshops in September and we have had over 44 workshop requests for October. We only have 18 of our presenters willing and trained to present online so that is about our maximum at this time.

Our makeover worked, now that we are online, we can present anywhere in the world if there are 10 or more seniors willing to connect to us in ZOOM and there is an organization willing to host us. We are in a brave new world and it is extremely exciting. To find out more about our online workshops go to our Webpage: COSCO Health and Wellness Institute, (SeniorsHelpingSeniors.ca).  

 

Do you roll down the hill?

In the time of COVID, many of us are isolated and do not have the opportunity to talk to others as much as we would like. When my wife phones her Aunt, she knows she is in for at least an hour-long conversation. The conversations are not earth-shattering and they do not talk of major world events; they talk of the little things in life that are more important than most realize.

When I get together with my friends, we talk of grandchildren, health, adventures on home projects or tell stories of our week and what we accomplished at home.

We all need to connect with others, so we can share our stories and when we do not, we can get moody. I go for a walk almost every day and every time I see someone I say “Hi”, sometimes people answer sometimes they do not answer. It is always a surprise. Carry Ann is an elderly woman (about 10 years older than I am) I met on such a walk. I was resting after climbing a long hill and waiting to go over a pedestrian overpass which leads to a park on the other side. Carry Ann was coming down the overpass, so I waited and when she arrived near me, I said “Hi.” She responded and we talked for about half an hour. I listened as she talked about her life, her husband—who had died five years before—and the discrimination she had faced when she was a young woman. Carry Ann is a First Nation woman and she talked quite openly about how her neighbours treated her (This was back in the 1940s) when they found out. The good news was that the neighbours were renting and when their landlord found out he evicted the neighbours.

As we continued to talk, I mentioned that I was very tired and she said she was too, and she asked me if I used or needed nitroglycerin for my heart. I said no, and then she showed me her vile that her doctor told her to carry with her. We started back and when we came to the park, Carry Ann pointed to a bench up on the hill, and said, “I usually walk up there and sit and rest, and when I have fully rested I then I take my nitroglycerin and roll down the hill and walk home.” Then she laughed.

We need to maintain our sense of humour to make it through these rough days and Carry Ann does that, I hope I meet her again when I am walking.