Thursday, May 1, 2025

Websites that may help my Canadian readers

Retirement marks a significant transition in life, offering new freedoms and opportunities. However, this period of life also necessitates careful planning to ensure financial security and overall well-being. Proactive preparation across various aspects, beyond just economic considerations, is essential for a confident and fulfilling retirement journey in Canada. The following web pages may help you in your planning

1.            Setting Your Retirement Goals For 2025 | Ritter Daniher Financial Advisory LLC, accessed April 21, 2025, https://www.ritterdaniher.com/blog/setting-your-retirement-goals-for-2025?utm_source=Organic&utm_medium=Planning+your+retirement+goal+setting

2.            6 Goals to Set for Retirement Happiness | HomeEquity Bank, accessed April 21, 2025, https://www.chip.ca/reverse-mortgage-resources/mike-drak/set-happiness-goals-retirement/

3.            Five Goals to Set After Retirement - Management Concepts, accessed April 21, 2025, https://www.managementconcepts.com/resource/five-goals-to-set-after-retirement/

4.            The 7 Key (Non-Financial) Retirement Questions You Should Ask, accessed April 21, 2025, https://secondwindmovement.com/retirement-questions/

5.            Your Retirement Checklist Should Go Beyond Finances - Morningstar, accessed April 21, 2025, https://www.morningstar.com/personal-finance/preparing-retirement-requires-more-than-financial-plan

6.            5 Non-Financial Planning Tips For Retirement Happiness - Aspyre Wealth Partners, accessed April 21, 2025, https://aspyrewealth.com/5-non-financial-planning-tips-for-retirement-happiness/

7.            The Non-financial Aspects of Retirement - CAM Investor Solutions, accessed April 21, 2025, https://caminvestor.com/the-non-financial-aspects-of-retirement/

8.            UMRA Series Addresses Non-financial Aspects of Retirement, accessed April 21, 2025, https://hr.umich.edu/about-uhr/uhr-news/umra-series-addresses-non-financial-aspects-retirement

9.            Non-financial retirement prep reading? : r/financialindependence - Reddit, accessed April 21, 2025, https://www.reddit.com/r/financialindependence/comments/1epd30r/nonfinancial_retirement_prep_reading/

10.          Watch: Beyond savings: Why retirement lifestyle planning is important | T. Rowe Price, accessed April 21, 2025, https://www.troweprice.com/personal-investing/resources/insights/beyond-retirement-savings-how-to-achieve-post-career-life-you-want.html

11.          How to Set Retirement Goals: A Guide for a Secure Future, accessed April 21, 2025, https://www.westernsouthern.com/retirement/how-to-set-retirement-goals

12.          Setting Good Retirement Goals According to Your Age - The Institute of Financial Wellness, accessed April 21, 2025, https://www.the-ifw.com/blog/retirement-planning/setting-retirement-goals/

13.          Setting retirement goals that will help you in your Golden Years - Voya Financial, accessed April 21, 2025, https://www.voya.com/article/setting-retirement-goals-will-help-you-your-golden-years

14.          A Guide to Retirement Planning: First Steps of Making a Financial Plan, accessed April 21, 2025, https://www.actsretirement.org/resources-advice/retirement-life/how-to-create-a-financial-plan-for-retirement/

15.          What Should Your Net Worth Be at Retirement? - SmartAsset, accessed April 21, 2025, https://smartasset.com/financial-advisor/average-net-worth-at-retirement

16.          Net Worth Calculator | Northeast Bank, accessed April 21, 2025, https://www.nebankmn.com/calculator/net-worth

17.          Net worth: What it is and how to calculate it - Fidelity Investments, accessed April 21, 2025, https://www.fidelity.com/learning-center/smart-money/net-worth

18.          Net Worth Calculator | Schwab MoneyWise, accessed April 21, 2025, https://www.schwabmoneywise.com/net-worth-calculator

19.          Projected Net Worth Calculator - Ameriprise Financial, accessed April 21, 2025, https://www.ameriprise.com/financial-news-research/financial-calculators/net-worth-calculator

20.          Net Worth Calculator - Ramsey Solutions, accessed April 21, 2025, https://www.ramseysolutions.com/retirement/net-worth-calculator

21.          Helping retirement plan participants understand their net worth - Journal of Accountancy, accessed April 21, 2025, https://www.journalofaccountancy.com/issues/2022/apr/helping-retiremen-plan-participants-understand-net-worth.html

22.          Financial Health Assessment - MainStreet Bank, accessed April 21, 2025, https://mstreetbank.com/financial-health-assessment/

23.          How To Conduct a Financial Checkup - Investopedia, accessed April 21, 2025, https://www.investopedia.com/personal-finance/how-conduct-financial-checkup/

24.          Six Tips for Assessing Your Financial Wellness - 1st United Credit Union, accessed April 21, 2025, https://www.1stunitedcu.org/more-for-you/financial-wellness/six-tips-for-assessing-your-financial-wellness

25.          Financial Wellness - What Are Your Personal Finance Vitals? - AAPA, accessed April 21, 2025, https://www.aapa.org/career-central/articles/financial-wellness-what-are-your-personal-finance-vitals/

26.          FINRED | Financial Well-Being: How To Assess Improve and Maintain Yours - USALearning, accessed April 21, 2025, https://finred.usalearning.gov/Money/FinancialWellBeing

27.          A Review of Existing Measures of Retirement Well-being, accessed April 21, 2025, https://crr.bc.edu/a-review-of-existing-measures-of-retirement-well-being/

28.          Fact Sheet: Cash Balance Pension Plans | U.S. Department of Labor, accessed April 21, 2025, https://www.dol.gov/agencies/ebsa/about-ebsa/our-activities/resource-center/fact-sheets/cash-balance-pension-plans

29.          Types of Retirement Plans | U.S. Department of Labor, accessed April 21, 2025, https://www.dol.gov/general/topic/retirement/typesofplans

30.          Defined-Benefit vs. Defined-Contribution Plans: What's the Difference?, accessed April 21, 2025, https://www.investopedia.com/ask/answers/032415/how-does-defined-benefit-pension-plan-differ-defined-contribution-plan.asp

31.          Defined benefit vs. defined contribution plan: What's the difference? - Thrivent Financial, accessed April 21, 2025, https://www.thrivent.com/insights/retirement-planning/defined-benefit-vs-defined-contribution-plan-whats-the-difference

32.          Defined benefit vs. defined contribution: What is the best pension? - Fidelity Investments, accessed April 21, 2025, https://www.fidelity.ca/en/insights/articles/defined-benefit-vs-contribution/

33.          Defined Benefit versus Defined Contribution Pension Plans: What are the Real Trade-offs? - National Bureau of Economic Research, accessed April 21, 2025, https://www.nber.org/system/files/chapters/c6047/c6047.pdf

34.          Defined Benefit vs. Defined Contribution Plans: Understanding the Differences, accessed April 21, 2025, https://www.mwraretirement.com/general/page/defined-benefit-vs-defined-contribution-plans-understanding-differences

35.          VRS Member News | February | Know the Difference: Defined Benefit and Defined Contribution - Virginia Retirement System, accessed April 21, 2025, https://news.varetire.org/member-news/2024/february/know-the-difference-defined-benefit-and-defined-contribution.html

36.          Finding Your Purpose in Retirement | CIBC Imperial Service, accessed April 21, 2025, https://www.cibc.com/en/imperial-service/insights/retirement-mindset-part5.html

37.          From Retirement Shock to Finding Purpose | HomeEquity Bank - CHIP Reverse Mortgage, accessed April 21, 2025, https://www.chip.ca/reverse-mortgage-resources/lifestyle/retirement-shock-find-purpose-in-retirement/

38.          Five ways to give your retirement purpose | IG Wealth Management, accessed April 21, 2025, https://www.ig.ca/en/insights/five-ways-to-give-your-retirement-purpose

39.          Preparing for a purpose-driven retirement - Enriched Thinking, accessed April 21, 2025, https://enrichedthinking.scotiawealthmanagement.com/2024/08/01/preparing-for-a-purpose-driven-retirement/

40.          Canada vs. U.S.: A Side-by-Side Guide to Retirement - Investopedia, accessed April 21, 2025, https://www.investopedia.com/articles/retirement/11/difference-retiring-canada-america.asp

41.          www.voya.com, accessed April 21, 2025, https://www.voya.com/article/retirement-savings-vehicles-basics#:~:text=With%20a%20Traditional%20IRA%20and,top%20of%20the%20taxes%20levied.

42.          Retirement savings vehicles: The basics | Voya.com, accessed April 21, 2025, https://www.voya.com/article/retirement-savings-vehicles-basics

43.          401(k) vs. IRA: What's the Difference? - Investopedia, accessed April 21, 2025, https://www.investopedia.com/ask/answers/12/401k.asp

44.          9 Types of Retirement Accounts You Should Know - Northwestern Mutual, accessed April 21, 2025, https://www.northwesternmutual.com/life-and-money/9-types-of-retirement-accounts-you-should-know/

45.          Retirement account types: Which is best for you? - Fidelity Investments, accessed April 21, 2025, https://www.fidelity.com/learning-center/smart-money/retirement-accounts

46.          Saving for Retirement: IRAs, 401(k)s, and More | Charles Schwab, accessed April 21, 2025, https://www.schwab.com/learn/story/saving-retirement-ira-vs-401k

47.          Types of retirement plans | Internal Revenue Service, accessed April 21, 2025, https://www.irs.gov/retirement-plans/plan-sponsor/types-of-retirement-plans

48.          Retirement Calculator: How Much Do I Need To Retire? - Merrill Edge, accessed April 21, 2025, https://www.merrilledge.com/retirement/personal-retirement-calculator

49.          Retirement Calculator - NerdWallet, accessed April 21, 2025, https://www.nerdwallet.com/calculator/retirement-calculator

50.          Retirement Income Calculator - GuideStone, accessed April 21, 2025, https://www.guidestone.org/resources/education/calculators/retirement-savings-and-planning/retirementincome

51.          Retirement Income Calculator - Bankrate, accessed April 21, 2025, https://www.bankrate.com/retirement/retirement-plan-income-calculator/

52.          Retirement Calculator | Your Retirement Savings - Charles Schwab, accessed April 21, 2025, https://www.schwab.com/retirement-planning-tools/retirement-calculator

53.          Retirement Calculator - Edward Jones, accessed April 21, 2025, https://www.edwardjones.com/us-en/market-news-insights/financial-calculators/retirement-calculator

54.          Retirement Savings Calculator: Project Your Income in Retirement | Human Interest, accessed April 21, 2025, https://humaninterest.com/learn/calculators/retirement-savings-calculator/

55.          How to Budget for Retirement Expenses: What to Know, accessed April 21, 2025, https://www.westernsouthern.com/retirement/retirement-budget

56.          Spending in Retirement: Beyond the 4% Rule | Charles Schwab, accessed April 21, 2025, https://www.schwab.com/learn/story/beyond-4-rule-how-much-can-you-spend-retirement

57.          How to Account for Inflation in Retirement Planning - SmartAsset, accessed April 21, 2025, https://smartasset.com/retirement/how-to-account-for-inflation-in-retirement-planning

58.          Retirement Planning Calculators & Financial Tools - TIAA, accessed April 21, 2025, https://www.tiaa.org/public/tools-calculators

59.          Planning for Retirement: How Inflation Impacts Your Financial Future | HORNE, accessed April 21, 2025, https://horne.com/planning-for-retirement-how-inflation-impacts-your-financial-future/

60.          Understanding the Impact of Inflation - Blog, accessed April 21, 2025, https://merkleretirementplanning.com/the-ultimate-guide-to-help-beat-inflation-in-retirement/

61.          Retirement Planning - Health Care Costs| Fidelity Institutional, accessed April 21, 2025, https://institutional.fidelity.com/advisors/insights/spotlights/retirement-income-planning/retirement-planning-health-care-costs

62.          How Much Should You Budget for Healthcare in Retirement? - Creative Planning, accessed April 21, 2025, https://creativeplanning.com/insights/financial-planning/budget-healthcare-retirement/

63.          5 Questions to Help Plan for Healthcare Costs in Retirement - Merrill Lynch, accessed April 21, 2025, https://www.ml.com/articles/healthcare-in-retirement.html

64.          Health Care Costs in Retirement: Are You Prepared? | Charles Schwab, accessed April 21, 2025, https://www.schwab.com/learn/story/health-care-costs-retirement-are-you-prepared

65.          How much will health care cost you in retirement? - Communications - Fidelity Investments, accessed April 21, 2025, https://communications.fidelity.com/wi/tools/retirement-health-care/

66.          The real cost of health care in retirement - RBC Wealth Management, accessed April 21, 2025, https://www.rbcwealthmanagement.com/en-us/insights/the-real-cost-of-health-care-in-retirement

67.          How You Can Tackle Health Care Costs in Retirement - Kiplinger, accessed April 21, 2025, https://www.kiplinger.com/retirement/managing-health-care-costs-in-retirement

68.          Managing the Cost of Long-Term Care | Charles Schwab, accessed April 21, 2025, https://www.schwab.com/learn/story/managing-cost-long-term-care

69.          Is Long-Term Care Insurance Worth It? - National Council on Aging, accessed April 21, 2025, https://www.ncoa.org/article/how-much-does-long-term-care-insurance-cost-and-is-it-worth-it/

70.          Average Cost for Long-Term Care Insurance After 60 - SmartAsset, accessed April 21, 2025, https://smartasset.com/insurance/cost-of-long-term-care-insurance-at-age-60

71.          Long-term care costs & options - Fidelity Investments, accessed April 21, 2025, https://www.fidelity.com/viewpoints/personal-finance/long-term-care-costs-options

72.          Cost of Long Term Care by State | Cost of Care Report - CareScout, accessed April 21, 2025, https://www.carescout.com/cost-of-care

73.          Average Cost of Long-Term Care by State + How to Plan - RetireGuide, accessed April 21, 2025, https://www.retireguide.com/long-term-care-insurance/costs/average-by-state/

74.          Worried About Long-Term-Care Expenses? Let's Do Something About It. | Morningstar, accessed April 21, 2025, https://www.morningstar.com/retirement/youre-worried-about-long-term-care-expenses-lets-do-something-about-it

75.          Paying for Long-Term Care | National Institute on Aging, accessed April 21, 2025, https://www.nia.nih.gov/health/long-term-care/paying-long-term-care

76.          Retire in Canada in 2025: Guide to Healthcare, Housing, and More, accessed April 21, 2025, https://www.globalcitizensolutions.com/retire-in-canada/

77.          Health Insurance for Retirees: A Deep Dive into Your Options!, accessed April 21, 2025, https://www.policyme.com/health-insurance/health-insurance-by-age/health-insurance-for-retirees

78.          Best Health Insurance for Seniors in Canada (2025) – Types, Benefits & Costs, accessed April 21, 2025, https://www.policyadvisor.com/health-insurance/health-insurance-for-seniors/

79.          Healthcare costs in Canada: Planning for inflation-adjusted care - Enriched Thinking, accessed April 21, 2025, https://enrichedthinking.scotiawealthmanagement.com/2025/01/14/healthcare-costs-in-canada-planning-for-inflation-adjusted-care/

80.          Health Related Expenses: Retirement Planning Explained | bluealphawealth.ca, accessed April 21, 2025, https://bluealphawealth.ca/health-related-expenses-retirement-planning-explained/

81.          THE COST OF LONG-TERM CARE: CANADA'S RETIREMENT SAVINGS BLIND SPOT - HOOPP, accessed April 21, 2025, https://hoopp.com/docs/default-source/about-hoopp-library/advocacy/retirementsecurity-longtermcare-feb2018.pdf?sfvrsn=397a7d47_2

82.          Paying for long-term care - Ontario.ca, accessed April 21, 2025, https://www.ontario.ca/page/paying-long-term-care

83.          Anticipating health-related expenses in retirement - Enriched Thinking, accessed April 21, 2025, https://enrichedthinking.scotiawealthmanagement.com/2024/03/06/health-and-illness-in-retirement/

84.          Long term care insurance in Canada: Benefits & drawbacks, accessed April 21, 2025, https://www.insurancebusinessmag.com/ca/guides/long-term-care-insurance-in-canada-benefits-and-drawbacks-438711.aspx

85.          Long-term care: How much it costs and how to pay for it | Advisor.ca, accessed April 21, 2025, https://www.advisor.ca/practice/planning-and-advice/long-term-care-how-much-it-costs-and-how-to-pay-for-it/

86.          Guide to Retirement Home Costs - Comfort Life, accessed April 21, 2025, https://www.comfortlife.ca/retirement-community-resources/retirement-cost

87.          Extended Care in Canada vs. The United States - C2 Wealth Strategies, accessed April 21, 2025, https://c2wealth.com/blog/extended-care-in-canada-vs-the-united-states

88.          Why Is Estate Planning Important? | U.S. Bank, accessed April 21, 2025, https://www.usbank.com/financialiq/plan-your-future/trusts-and-estates/why-estate-planning-is-important.html

89.          What is Estate Planning, and Why is it Important? - Nationwide, accessed April 21, 2025, https://www.nationwide.com/lc/resources/investing-and-retirement/articles/what-is-estate-planning

90.          Why estate planning is important for everyone - John Hancock Retirement, accessed April 21, 2025, https://retirement.johnhancock.com/us/en/viewpoints/retirement-readiness/why-estate-planning-is-important-for-everyone

91.          Beneficiary Designation vs Will - What You Need to Know | Trust & Will, accessed April 21, 2025, https://trustandwill.com/learn/beneficiary-designation-vs-will

92.          Understanding Beneficiary Designations in Estate Planning, accessed April 21, 2025, https://www.chamblisslaw.com/understanding-beneficiary-designations-in-estate-planning/

93.          Your Guide to Estate Planning | Illinois State Bar Association, accessed April 21, 2025, https://www.isba.org/public/guide/estateplanning

94.          The Basics of Estate Planning - Kiplinger, accessed April 21, 2025, https://www.kiplinger.com/personal-finance/the-basics-of-estate-planning

95.          Wills and Trusts – What You Should Know - The American College of Trust and Estate Counsel, accessed April 21, 2025, https://www.actec.org/estate-planning-essentials/wills-trusts/

96.          Understanding the basics of estate planning, accessed April 21, 2025, https://personal.vanguard.com/pdf/a129.pdf?2210080142

97.          Understanding the Basics of Estate Planning - Ameritas, accessed April 21, 2025, https://www.ameritas.com/insights/understanding-the-basics-of-estate-planning/

98.          Estate Beneficiary: What Is It and How to Choose One, accessed April 21, 2025, https://www.privatebank.bankofamerica.com/financial-education/estate-beneficiaries.html

99.          10 Beneficiary Designation Tips - Wells Fargo Advisors, accessed April 21, 2025, https://www.wellsfargoadvisors.com/planning/goals/estate-planning/beneficiary-designation-tips.htm

100.       Understanding Beneficiary Designations for Your Florida Estate Plan | Robles Law, P.A., accessed April 21, 2025, https://www.robleslawpa.com/beneficiary-designations

101.       Why Estate Planning Matters for Retirement Savings, accessed April 21, 2025, https://prevailiws.com/why-estate-planning-matters-for-retirement-savings/

102.       Why Retirement Planning Should Be Part of Your Estate Plan - Unsworth LaPlante, PLLC, accessed April 21, 2025, https://unsworthlaplante.com/why-retirement-planning-should-be-part-of-your-estate-plan/

103.       What's the Connection Between Your Retirement Planning and Your Estate Planning?, accessed April 21, 2025, https://www.cmcohenlaw.com/articles/whats-the-connection-between-your-retirement-planning-and-your-estate-planning/

104.       Retirement Planning Legal Considerations - The American College of Trust and Estate Counsel, accessed April 21, 2025, https://www.actec.org/estate-planning-essentials/retirement-legal-planning-considerations/

105.       Estate planning in retirement - Vanguard sites, accessed April 21, 2025, https://investor.vanguard.com/investor-resources-education/retirement/income-end-of-life-planning

106.       Why should estate planning be a part of retirement planning? | Trust & Will, accessed April 21, 2025, https://trustandwill.com/learn/why-estate-planning-is-a-part-of-retirement-planning

107.       Estate planning: do you need one? | Fidelity, accessed April 21, 2025, https://www.fidelity.com/viewpoints/personal-finance/do-you-need-an-estate-plan

108.       www.extension.iastate.edu, accessed April 21, 2025, https://www.extension.iastate.edu/agdm/wholefarm/html/c4-59.html#:~:text=The%20two%20main%20types%20of,of%20death%20under%20certain%20circumstances.

109.       Trusts as an Estate Planning Tool | Ag Decision Maker, accessed April 21, 2025, https://www.extension.iastate.edu/agdm/wholefarm/html/c4-59.html

110.       What Are the Different Types of Trusts? What to Know - Western & Southern Financial Group, accessed April 21, 2025, https://www.westernsouthern.com/retirement/what-are-the-different-types-of-trusts

111.       Types of Trusts - Which Option is Right for You | Trust & Will, accessed April 21, 2025, https://trustandwill.com/learn/types-of-trusts

112.       A Guide to the Different Types of Trusts - SmartAsset, accessed April 21, 2025, https://smartasset.com/estate-planning/types-of-trusts

113.       Types of Trusts: Choosing the Right One for You | U.S. Bank, accessed April 21, 2025, https://www.usbank.com/wealth-management/financial-perspectives/trust-and-estate-planning/types-of-trusts-which-should-i-choose.html

114.       Basic Estate Planning: Trusts - Ohioline, accessed April 21, 2025, https://ohioline.osu.edu/factsheet/EP-7

115.       Types of Trusts for Your Estate: Which Is Best for You? | Care Navigator - LTCFEDS, accessed April 21, 2025, https://www.ltcfeds.gov/care-navigator/types-of-trusts-for-your-estate-which-is-best-for-you

116.       15 Types of Trusts and How to Choose the Right One - LegalZoom, accessed April 21, 2025, https://www.legalzoom.com/articles/types-of-trusts

117.       Living Trusts - Probate and Planning - Minnesota Attorney General's Office, accessed April 21, 2025, https://www.ag.state.mn.us/consumer/handbooks/probate/CH3.asp

118.       What Is A Trust? - Fidelity Investments, accessed April 21, 2025, https://www.fidelity.com/life-events/estate-planning/trusts

119.       How to set yourself up for a healthier retirement | National Post, accessed April 21, 2025, https://nationalpost.com/sponsored/health-sponsored/how-to-set-yourself-up-for-a-healthier-retirement

120.       How to avoid the emotional challenges of retirement | IG Wealth Management, accessed April 21, 2025, https://www.ig.ca/en/insights/how-to-avoid-the-emotional-challenges-of-retirement

121.       How to prepare for retirement emotionally - RTOERO, accessed April 21, 2025, https://rtoero.ca/how-to-prepare-for-retirement-emotionally/

122.       The Retirement Dilemma: Leaving Work Doesn't Guarantee Happiness - Psychology Today, accessed April 21, 2025, https://www.psychologytoday.com/ca/blog/nurturing-resilience/202410/the-retirement-dilemma-leaving-work-doesnt-guarantee-happiness

123.       Adjusting to Retirement: Handling Depression, Stress, and Anxiety - HelpGuide.org, accessed April 21, 2025, https://www.helpguide.org/aging/healthy-aging/adjusting-to-retirement

124.       How to Reassess Your Life in Retirement | Psychology Today Canada, accessed April 21, 2025, https://www.psychologytoday.com/ca/blog/psychological-trauma-coping-and-resilience/202406/how-to-reassess-your-life-in-retirement

125.       Coping With Retirement Stress - BCIT, accessed April 21, 2025, https://www.bcit.ca/files/hr/pdf/copingretirementstress.pdf

126.       Loneliness: The hidden challenge of retirement migration - CTV News, accessed April 21, 2025, https://www.ctvnews.ca/lifestyle/article/loneliness-the-hidden-challenge-of-retirement-migration/

127.       Maintaining Social Relations and Making Friends After Retirement | The Hamlets at Penticton, accessed April 21, 2025, https://thehamletsatpenticton.ca/hamlet-archives/maintaining-social-relations-after-retirement

128.       Late life transitions, mental wellness and the importance of maintaining social connections - Canada.ca, accessed April 21, 2025, https://www.canada.ca/en/public-health/services/publications/healthy-living/older-adults-life-changes-social-connections.html

129.       Retirement and Loneliness: Building a New Social Life After Work, accessed April 21, 2025, https://hub.genwell.ca/retirement-and-loneliness-building-a-new-social-life-after-work/

130.       Social Connection & Healthy Aging - Canadian Coalition for Seniors' Mental Health, accessed April 21, 2025, https://ccsmh.ca/wp-content/uploads/2024/04/DIGITAL-ENG-CCSMH-Social-Isolation-Brochure-FINAL.pdf

131.       Why social connectivity is even more important as we age - RBC Wealth Management, accessed April 21, 2025, https://www.rbcwealthmanagement.com/en-ca/community/insights/why-social-connectivity-is-even-more-important-as-we-age

132.       Making Connections with Other Retirement Community Residents, accessed April 21, 2025, https://meadowlakeliving.com/making-connections-with-other-retirement-community-residents/

133.       Wondering what to do in retirement? Here are 50 ideas - RTOERO, accessed April 21, 2025, https://rtoero.ca/wondering-what-to-do-in-retirement-here-are-50-ideas/

134.       Resilient Choices - Edward Jones, accessed April 21, 2025, https://www.edwardjones.com/sites/default/files/acquiadam/2023-09/051023-ResilientChoices-CanadaReport.pdf

135.      Planning and saving for retirement - Canada.ca, accessed April 21, 2025, https://www.canada.ca/en/financial-consumer-agency/services/retirement-planning/start-saving-retirement.html

Wednesday, April 30, 2025

Spring Into Action: Support Your Local Food Bank with Heart—and Help That Goes Further

 As the flowers begin to bloom and the days grow warmer, spring invites us to open our hearts to those in need. For many families in our communities, food insecurity doesn’t take a season off—it quietly continues behind closed doors, affecting seniors on fixed incomes, single parents, and children who may not always know where their next meal will come from.

This spring, let’s come together and make a real difference by supporting our local food banks.

If you're a senior or part of a caring family looking to give back, you might be wondering: “Should I drop off canned goods or pantry items?” While every contribution counts, the most powerful way to help right now is with a cash donation.

Here’s why:

💰 Cash donations stretch farther.
Food banks can buy in bulk at wholesale prices—often turning every $1 you donate into $3 or more worth of food. That means your dollar does more than fill a shelf—it fills plates with nutritious meals.

📦 They can buy exactly what’s needed.
While food drives are generous, they often result in too much of one item and not enough of another. With your donation, food banks can quickly respond to shortages and provide balanced, culturally appropriate, and allergy-sensitive options.

It saves time and effort.
No shopping. No heavy lifting. A few clicks or a phone call is all it takes to make an immediate impact. It’s simple, and your support goes right where it’s needed most.

🌱 Spring is a time for renewal—and for giving back.
Many of us raised families with values of kindness and compassion. Now’s the perfect moment to show younger generations what it means to care for our neighbors, especially when times are tough. Seniors have long been the backbone of community service—this is one more way to lead by example.

So, whether you're enjoying retirement, busy with the grandkids, or simply looking for a meaningful way to give this season, consider making a financial gift to your local food bank. A little generosity can feed a lot of hope.

Let’s make this spring not just about new beginnings in nature, but new beginnings at the kitchen table for someone in need.

🌟 Give what you can. Give with love. Give today.🌟 

Tuesday, April 29, 2025

April Showers Bring May Flowers and other Dad Jokes to pass the time

 

  1. Why did the cloud apply for a job?
    Because it wanted to rain on everyone's parade... professionally!

  2. What do you call a flower that grows after a thunderstorm?
    *A bloom with a boom!

  3. I tried to plant a joke during April showers...
    But all I got was a puny stem and a lot of groans!

  4. Why don’t flowers ever gossip?
    Because they don’t want to spread daisy rumors.

  5. I asked my tulips how they liked the rain...
    They said, “We’re blooming with joy!”

  6. Why was the umbrella so successful in April?
    Because it always made covered calls!

  7. What do you call a polite rainstorm?
    Precipi-gentle.

  8. Why do flowers always get invited to spring parties?
    Because they really know how to petal to the metal!

  9. What did the raindrop say to the seed?
    “Hang tight, I’m about to shower you with potential!”

  10. Why are spring flowers terrible at lying?
    *Because you can always see right through their stems!

  1. Why did the Easter Bunny start a podcast?
    To hop on the latest trends!

  2. What do you call a rabbit who tells jokes?
    A funny bunny with hare-larious timing!

  3. Why was the Easter egg feeling down?
    Because it cracked under the pressure!

  4. How does the Easter Bunny stay in shape?
    Egg-ercise and a hopping good diet!

  5. Why don’t Easter eggs tell secrets?
    Because they might crack up!

  6. What do you get if you cross the Easter Bunny with a computer?
    A hare-drive that always downloads candy!

  7. Why was the bunny so good at business?
    Because he had a lot of egg-sperience!

  8. What kind of stories does the Easter Bunny write?
    Egg-sistential ones with hopping plot twists!

  9. Why did the Easter Bunny go to therapy?
    Too much eggs-istential dread around springtime.

  10. What’s the Easter Bunny’s favorite type of music?
    Hip-hop, of course!

  1. I told my calendar a joke for National Humor Month...
    Now it’s stuck on April Fool’s Day!

  2. Why did the dad joke go to school?
    *It wanted to be a little more pun-ctual!

  3. I tried to write a serious book this April...
    But every chapter kept turning into a punchline.

  4. Why was the stand-up comedian such a great gardener?
    He had a natural talent for growing laughs!

  5. What's a dad's favorite type of humor?
    Puns—because they’re groan-worthy, just like him!

  6. I told a joke about construction...
    But I’m still working on the punchline!

  7. How do you know if a joke is a dad joke?
    It becomes a-parent! (apparent)

  8. Why did the chicken start doing improv?
    *To cross the road with no script!

  9. What’s a skeleton’s favorite month?
    April—because humor tickles their funny bone!

  10. I wanted to be a professional joke writer…
    *But I couldn't make a living pun!